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Diabetic Connect Member Avera

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FREE HEALTH CARE

by Avera
December 8, 2008 3:45 AM
101 Replies
1692 Views

Hello Everyone,

I have some important information that just might help some of you.

A fair amount of people on the site have told of the problem of finding affordable health care when they do not have insurance. Almost every town and city has a place to go to receive free care or a place to get it for a small fee according to your income.

The first place to try is your local Health Department. You are elegible to receive Adult Health Care if you are at or below 125% Federal Poverty Guidelines. This is not a hard goal to reach for many many people it is sad to say. If you are on disability you will probably qualify. It will not hurt you to call and ask. Every Health Department is different and the things they offer are also different. One thing I know they offer is if the doctor there sees you and determines your diabetes, you will get a prescription of a generic drug and you will get free nutrition advice any time you ask for it.

There is another place to go. They DO NOT advertise. Their service is completely free. Every county has some type of free clinic. You are going to have to ask around to find out its location. I suggest that you ask by calling a local homeless shelter or someplace like Catholic Charities. The way these services work is that they are usually open one or two evenings per week. One day a week is usually open only for you to phone and ask for an appointment for the following week. After your call, the person taking calls will inform you what to do. If they take you, your visit will be free, your medicine will be free, and your supplies will be free. You will be seeing a local doctor who is giving of his time for free to help those in need. Sometimes a doctor will offer to see you in their own office later and not in the free clinic which will also be free. They take it off their taxes as charity. In need people get all kinds of medical help this way.One day a week they even do dental work with the services of local dentists volunteering. If they cannot do what is needed there, they do it in their office for free. ALL YOU HAVE TO DO IS ASK.

Now, if you are not eligible for Medicare or Medicaid, think about buying your own insurance. There are plans for individuals from $60.00 to $110.00. This is affordable for people on Disability. Ask for the policy with a $5000.00 or $10,000.00 deductible where office visits are a set fee and generic drugs are a set fee. You don't have to meet the deductible to get the drugs and office visits at that price. BUT if you do have to have a hospital stay it is going to cost. However, if you are on disability or even NOT, just tell the billing department your income level and they will write you off as a charity case. Think about it,,,,98% of the people who go to the emergency room to be treated for minor things never pay for it if they don't have insurance. It is written off if they cannot afford it. YOU JUST HAVE TO ASK.

Here are some links for affordable insurance that you buy yourself.

http://www.goodhealthplan.com/?gclid=CLv277qEsJcCFQNfFQod... fl.

http://www.health-insurance.org/low-income?source=google

https://www.goblueflorida.com/gbl/main/home.do

On the last link, I fixed it for Florida. If you are in another state, just take out "florida" and put your state name in the link.

I hope this helps someone. I know those free clinics are out there. Just start asking around or calling around.

Don't forget to always ask for generic drugs and then you can get them for a three month period at either Wal-mart, K-mart, or join Walgreen's Prescription Drug Plan for $20.00 per year.

If anyone needs my help with any of this information, please feel free to write me privately. I hope this information helps someone. I am going to keep bringing this discussion up until a week or so has passed. Take care all!

Avera

Tags: free health care, medical insurance, local health departments, diabetes, medical care

From Replies
Diabetic Connect Member LadyDi
LadyDi
LadyDi replied December 8, 2008 4:04 AM 

Last edited 11 months ago

This information is great. You're so right - there are resources out there, but you really have to know where they are. It takes a lot of work to actually find them. I work with a local ministry called the Lawrenceville Cooperative Ministry. Aside from providing assistance with food, utilities and prescriptions (and sometimes temporary housing), we also try to keep current information on all of the help that's here in our area and be sure that we do as much as we can to help get folks to the right place.

Every state and every county is different. There are numerous on line sites that help, but many of those we help don't have access to computers. As you can imagine, what was already a bad situation has become much worse with the current state of the economy. We have been seeing records numbers, incl. more homeless than ever (which sadly incls. women with children).

Thanks for your article. People need to know there is help out there, if they just can get to it. It's not always publicized. A good start is your Department of Family & Children's Services in the county in which you reside. Some of our churches and some of our local doctors have clinics where people are seen and helped based on a sliding scale. And, yes, many people are helped at the ER's, etc., and never have to pay a dime. Be diligent and just keep looking if you are one of those needing medical care.

Diabetic Connect Member Avera
Avera
Avera replied December 9, 2008 3:07 AM 

Just bringing this forward so more people could view it since I posted so late last night.
Diabetic Connect Member Deleted User 12427
Deleted User 12427
Deleted User 12427 replied December 9, 2008 5:00 AM 

I'm glad to see that you posted this information. I have been seeing alot of people on this site wanting this type of info. I have tried to provide what help I could. Glad you posted the web links. This info should help alot of people.

Avera replied February 21, 2009 3:59 AM 

bringing forward
Diabetic Connect Member 2catty
2catty
2catty replied December 9, 2008 5:19 AM 

This is so nice of you to take your time and effort to help people.

Diabetic Connect Member Goddess
Goddess
Goddess replied December 9, 2008 5:30 AM 

I have been in that situation. I was homeless didn't know who to call for help. I ended up in a shelter for awile. They helped to get what I needed. You are right the information in not easy to find.

2catty replied December 9, 2008 3:10 PM 

I am so glad your situation has bettered. I imagine that diabetes is really hard to control when you have no home.

Diabetic Connect Member John Crowley
John Crowley
John Crowley replied December 9, 2008 3:46 PM 

Excellent post! I'm afraid the coming year will see more and more people struggling to make ends meet.

Thank you for your insights about resources that are available.

Diabetic Connect Member kdroberts
kdroberts
kdroberts replied December 9, 2008 3:57 PM 

Some good info. There are also many local groups that can help you with free stuff or finding free stuff. For instance United Way backs many, many local diabetes associations that have supplies they can give you as well as being plugged into the medical community in your local area so they can assist finding low cost treatments or other local assistance programs.

One note on the "go to the ER and get your bill written off" statement. It isn't quite that easy and the bill doesn't always get completely written off. It gets paid for in certain ways, one of which is by putting the price up for everyone which is part of the reason the cost for the hospital stay is so expensive in the first place. The hospital is also federally required to make some genuine effort to collect on all bills. This can be in the form of sending the bill to a debt collector, sending demands to you for payment, even suing you. Will it happen in every case? No. But it is federally demanded that they at least try.

Gabby replied December 9, 2008 4:20 PM 

Here in Florida, there have been some hospitals that are now making you sign over your home as colateral for payment. It is hrorrible to think of that happening on top of being in physical need. It was in our news several months ago, but I have not heard much about it lately.

LadyDi replied December 9, 2008 4:49 PM 

You're exactly right. My remark was misleading. Thanks for clearing it up.

2catty replied December 9, 2008 9:54 PM 

So right, I know someone going through this right now. He has low income and he can't pay his bill. But they are turning it over to the collection agency.

mike67 replied December 31, 2008 8:32 PM 

hello, i have the same issue. the hospitals have turned my health bills over to a collection agency for collection and i can't even afford the medications or suppies i need. we must have a different path for the poor in america. m.b.
Diabetic Connect Member Gabby
Gabby
Gabby replied December 9, 2008 4:10 PM 

I just finally found a clinic that I can get into. I will be going on Thursday so we will see how it does. It is on a sliding scale. You are right, I had to call a lot of numbers to finally find it, but the hospital is the one that gave me the number. I am so thrilled to finally be getting in!(I can hear you all cheering!LOL) I don't know what to expect when I get there, but at least I will be in.

Thanks to all of you who have made suggestions and sent me places to check things out. Until now, I kept hitting brick walls. Finally now I see some light at the end of the tunnel! Woo hoo!(no, that is not a train! LOL)

John Crowley replied December 9, 2008 4:12 PM 

Gabby, that's great news. I hope this turns out to be a great option for you to get all you need.

Gabby replied December 9, 2008 4:16 PM 

I am so excited to finally find a palce that will take me!! I can hear the calvary call....thank goodness.

LadyDi replied December 9, 2008 4:53 PM 

I'm happy for you too. I hate to think of anyone not getting proper medical care. You've been industrious and done so much on your own, for which you are to be commended. However there are a lot of people who don't have that drive or don't know just how to get the information they need. Sites like this are so very helpful. Hope others will be helped by this info.

Avera replied December 10, 2008 2:59 AM 

Gabby!

I am so happy that you found a clinic. Way to go Lady! Be sure and tell us all about it after your visit if you don't mind. You never know how your experience will help others. Of course, I already get lots of great info from the articles that you post. Take care....

Avera

Debe Pendice replied December 29, 2008 11:32 PM 

I just went under Hill Burton here on the computer and it came up. I forgot all about asking at the hospital. I wrote down so I remember Jan 26th to check on that. In the mean time look under that here on the computer, I haven't had the chance to read it yet. But I know a lot of people used this when they came to the ER when I use to work. I hope thats couls help you for now...........Debe

Deleted User replied December 10, 2008 4:39 PM 

Great Gabby!!! Finally... now I bet you'll get those sugars under control to where you want them to be... :)

Good luck kiddo!!
*Judy

2catty replied December 10, 2008 4:59 PM 

I am sooooo happy for you. I hope this clinic works out well. Keep positive and again soooo happy for you.
Diabetic Connect Member Avera
Avera
Avera replied December 10, 2008 4:57 AM 

One more time,,,bringing to front for those to read it, that didn't get the chance. Not doing it for the points. Please excuse me.
Diabetic Connect Member Deleted User
Deleted User
Deleted User replied December 10, 2008 3:42 PM 

Yes, I have also done a lot of searching here, and set up alot of information on that too. State and County help, Easter seals, Office of the aging. LOcal hospital supply forms through the billing office for charitey care; and most doctors affiliate d with hospital accept that as well, once you have received it

Gabby replied December 10, 2008 7:33 PM 

It was your post on charity care that got me in the right direction. While my hospital does offer it, it is only at the hospital and the doctors are not part of that. So she gave me a number and they gave me a number....LOL you know how it goes. But it got me where I needed to be. Thanks Claudia, I do really listen to the posts and try the suggestions very often. You guys are so very helpful.

Debe Pendice replied December 10, 2008 11:10 PM 

Also I don't know if you have it in your area the Hill-Burton Program.Check it out...Debe

Gabby replied December 10, 2008 11:26 PM 

What is that? I have never heard of it.

Debe Pendice replied December 10, 2008 11:44 PM 

When I was working in he ER we had people with no insurance and low income. We had a program called Hill-Burton. I am going o check it ou for you tomorrow. I will be at the hospial learning carb counting. I have to take a class on his for using he insulin pump in Janurary..........Debe

Avera replied December 11, 2008 4:36 AM 

Debe,

When you get this info, PLEASE, post it. That is a wonderful idea and great information.

Debe Pendice replied December 29, 2008 11:34 PM 

Avera, sorry I answer this question on the wrong place. It is up about 9 people, so scroll upwards.. So sorry....
Debe
Diabetic Connect Member Gabby
Gabby
Gabby replied December 11, 2008 8:22 PM 

Well, today was my big day and I hated it! The nurse practitioner didn't give a flipping *!@ about my log books, my weight loss or even listen to me when I was hesitant about a perscription she was giving me. "All diabetics should be taking this for their kidenys" was all she said. I was so upset, I just wanted to run out of there. Plus the fact that I was there from 7:15 AM and got checked out at 1:30 PM. Sigh, the cost of being poor.

The facility is great, the people were friendly and she did actually give me a little booklet to take with me...but that was it. So when they were scheduling me to go back, I asked if I would see the actual Doctor. They said if I wanted to I could, and I did.

Now I know how some of you felt when they just give you a pat on the back and a boot out the door. I knew what she should have been looking for and aksing me and she didn't. I cried the whole way home. I am hoping the Doctor is better.

highlandcitygirl replied December 11, 2008 8:36 PM 

it is so depressing when you feel that no one cares and are not really listening to you. i hope the doctor does better by you, hang in there!

eggie replied December 13, 2008 6:57 PM 

NO one with diabetes will get any insurance policy for $60-110.00/month. Diabetes = either outrageous premiums or, in most cases uninsurable. My state has insurance for the uninsurable, the premium would be 500.00/month with a $5000.00 deductible.

ms. rose replied December 13, 2008 8:13 PM 

Hey Eggy, you are right about insurance companies charging you high premiums or basically turning you down.
I have been a diabetic since 2003, and had to go through a lot of rejection. But what I have discovered is, if you contact the pharmaceutical company who makes the drug, they also have programs available to help people in need of assistance, free of charge! Most websites also provide a toll-free number and TTD for the deaf, and are always willing to send information to you in the mail for those who may not have a computer. Surprisingly, colleges have community resources available, not just for students, but for the general public. There's a lot of information in circulation out there, not all of it is helpful or leads to a resolution of your problem(s). I really hope this does.Best wishes to everyone and Merry Christmas!!
ms. rose

John D. replied December 14, 2008 1:28 AM 

Last edited 10 months ago

I agree this information is great. However it does not apply here in Bristol. Some parts of Appalachia have reduced cost care, but not in Bristol, VA. Here we have a Health Department that only gives "vagina care" (birth control, sterilization of the poor and STD testing) along with the obligatory immunizations. They do not provide care for diseases and disorders of any other part of the body. The "free clinic" is only for the working and otherwise deserving poor. The clinics with "sliding scale" fees only provide checkups and prescriptions that you have to pay for at full price. None including the Christian one treat Diabetes, Fibromyalgia and other serious or chronic conditions. The reduced fee psychiatric or mental health clinic is a low paying monopoly from Tennessee that provides treatment that is so inadequate that they should be listed as a cause of suicide.

For all the good that the groups mentioned above do, the only solution for the poor is complete health care reform!

Pat Roth replied August 10, 2009 6:07 PM 

Wow, me TOO! I thought that it was just ME!! Thanks---PR

mike67 replied January 19, 2009 6:34 PM 

hang in there gabby, i have been through the same thing myself. i was telling the nurse pract how actos helped lower my sugar and she told me that it was to expensive and did not have the time to write out the pparx for it. i was in disbelief in her non caring approach toward me and my diabetes. m..b

mike67 replied May 14, 2009 1:39 PM 

i can fully understand your pain with the current healthcare system in america, please contact your state representatives and ask them about universal healthcare now, for all americans not just the rich. m.b.

Bekki Diabetic replied September 8, 2009 11:53 AM 

I can understand everyone's disappointment at the doctors lack of compassion at the clinics, but they are the same when you are paying for insurance and co-pays. They are only human and are stressed because they are told this is a business and you can only spend x number of minutes with each person. That is not how you get the necessary information to treat someone...and I hate to say it, but universal healthcare is not going to be the answer. Doctors are going to be more stessed out because they will be on impossible schedules and more people. I am not sure what the answer will be but I have lived in socialist government and it doesn't work. We already have Medicaid and Medicare which the government has screwed up.

Pat Roth replied September 8, 2009 4:43 PM 

Boy, life and insurance/govt, can sure mess up the very people it tries to HELP! Sometimes too much help gets in the way of personal decisions--then there are those who can not afford their meds, strips, have to look for alternative methods and hope the govt doesn't entervene and mess up your plans, in trying to HELP!

I had worked through our local court house to buy my Advair inhalers for my asthma, costs $180 a disc, here . Then the last go around of help from the govt. dissolved that source, as well as ordering some of our more expensive meds from another state, online--our son had researched it and it worked for about 3 years. Now it is gone.

Right now I use samples from Drs.,AARP has helped us so much for my more expensive meds, the local pharmacy had warned me that we would be worse off, but so far, have not. One med is $130 a mo, and thru AARP it is much less, can't recall the specifics right now. I think I am headed for the infamous "donut hole" but my mind is so tired that I can't realize the specifics--But know that my meds have cost much less than before on the Community Plan thru our local pharmacy. Best Wishe! Pat R
Diabetic Connect Member Gabby
Gabby
Gabby replied December 14, 2008 1:57 AM 

I have to chime in here. I have been without insurance for several years now. Not insurable because of weight, then now that I am loosing weight, I am sure I won't be insurable because of my diabetes. Lack of funds either way make it very hard to even imagine paying for my own.

So...what I have done for the last few months is take matters into my own hands. I could not afford to go to a doctor, so I learned what to do for myself as much as I could. I have finally gotten in to see a doctor, and am getting the help I needed. But I will not stop taking care of myself, because in a blink of an eye, I could loose what little I have gained.

I realize that being at type 2 this is more doable than if I were a type 1 or a diabetic with more severe compliations. But there could come a time when we just have to take care of ourselves. We need to be as ready as we can.

Free is not free. It gets paid somewhere, and when that dries up, so will the help. Take advantage of what you have now. Learn all you can, be as pro-active as you can. Research the alternatives, because one day, you may need to know those things. You may need to live those things.

Deleted User replied December 14, 2008 2:28 AM 

Bravo Gabby... I take a chance by saying what I'm going to say here as I'm sure someone will find it offensive but it's my opinion to which I'm entitled.

If everyone would take the time to learn about this disease, they would find that it's a manageable condition. Type 1 people need insulin, I understand that but if you are a Type 2 and you are not taking care of yourself with the food that you consume and getting some kind of exercise everyday then you are not pulling your weight in this battle. I know some are disabled and can't go for a walk but can't you sit in a chair and lift a 2 lb weight? If you can type on a computer, I think you can.. That's better than nothing.

So take the bull by the horns, get yourselves educated, and take care of yourselves! Think of this... if you have access to a computer to read this message you have the means to do it. You are the most important person in your health care, no one can do it for you.

Life is like a coin, you can spend it any way you chose but remember you only get to spend it ONCE!!

*Judy

Lisa61611 replied December 14, 2008 9:01 AM 

I know that there is a clinic in my area that offers assistance to people who need it...but with me currently in the situation of not being able to work with surgery pending. It has gotten to the point I cant pay for the $20.00 co-pay each visit nor can I pay for the meds we keep trying me on to see if they will help with the pain from my left ovary. I have been diagnosed with PCOS and I am now awaiting for them to decide when they are going to do the hysterectomy since most of the time I spend curled up in a fetal position. I have tried to go to our local public assistance office but have been denied through them...besides having Type 2, PCOS, Sleep Apnea, Depression, Obesity, borderline Glaucoma, and the list goes on.....I asked them if I had to lose an eye or a limb b4 I would get any assistance from them other than food stamps and was basically told yes.

I have no health insurance...and I live the worst state to live in right now. The governor needs to go to prison so he can see first hand on what he had done by closing down certain facilities that he has already done and in the process of doing. He needs to be removed from office immediately b4 he puts someone in OBAMA's place and the House of Representative's laughs them right back out the door.

Sorry folks..went off on a tangent.

mike67 replied January 19, 2009 6:39 PM 

i should be a crime for a american to not be allowed universal healthcare. the next time a person goes to a clinic and as not allowed medical care because they are without health insurance, the police should be called and a attempted murder reported.it time for all us diabetics and all others to have universal healthcare in america. m.b.

pop2 replied March 2, 2009 6:53 PM 

you are so absoloutly right Americans should never be with out health care.That
is more important than banks and automobiles, before the house balances its budget. peoples lives should always come first more than any thing else. To
be in pain and sick with no medicine no insurance is unspeakable.

Pat Roth replied August 10, 2009 6:18 PM 

Know how you feel, it can FEEL so helpless, but I am finally in a better place for paying for my many scripts, worked through our drug store, BUT one phone call (??) suggested AARP as one of the options in 3 choices. I was already on the first one and was still paying out the nose for scrpts, so jumped in and chose another plan, AARP, even tho I had been warned that that plan was WORSE than NONE!! BUT I have NOt found that to be true, for m, anyway!

You know, back when I was working--my weight was 220, and had been for 30 years--BUT when the hospital switched plans, AGAIN, they would NOT accept me as I weighed 10 pounds too much??!! That hurt!! Here I could work my tail off, running the halls after ambulances, etc, and I was still 10 pounds too heavy--(I had lost 20 # during the precious year---) it just did NOT seem FAIR!

My heart feels so much lighter since my meds are not taking food from the table!! It took years to work through it as rules and laws keep changing, but right now, life looks better! I still don't have much of an appetite and had better not develop much of one either, the way things are going!! Beat of Luck to ALL--PR

Debe Pendice replied December 14, 2008 12:11 PM 

I have been type 1 for 46 yrs now. Been through it all. You name it I probably been there. I after 46 yrs I still want to learn more and more every time They have to say anything about diabetes. The public is so sad that we as American are so uneducated. This is a real problem today. Type 2 diabetic are in elementary schools now. When I go to Joslin, children some at age 6, already diagnosed type 2. Back when I was diabetic, I thought I was the only one that got this. I finally in my senior year knew another boy with it. Now it is so common its like a cold. Diabetes can not be cured as of now but in can be controlled...So start now and don't let this disease control you, You control it..........Debe

azmisty replied December 15, 2008 9:38 PM 

Gabby:

I so admire your tenacity....best of luck on getting the good health care that you so deserve.....well, amen to that for everyone. Call me an idealist, but I truly believe that good and equitable health care should be a birthright for all of us!!!

Best always.......Misty

Anonymous replied January 25, 2009 4:30 AM 

Bring forward

kdroberts replied December 15, 2008 9:52 PM 

"I am sure I won't be insurable because of my diabetes."

Couple of things. If you get medical insurance via a group policy, like from an employer, they have to cover your diabetes. Also, if you have not been diagnosed, received advice or treatment for diabetes within the 6 months before the date you sign up, you don't have diabetes as a pre-existing condition as defined by the law. So, should you get a job that offers medical coverage and you have that 6 months window then you will be covered from day 1 just like somebody would be if they were on the plan already and got diagnosed. The third thing that wouldn't apply to you is if you have creditable coverage with no gaps of 63 days or more then you can use that to eliminate or reduce the exclusion period for pre-existing conditions.

HIPAA is very good at getting people certain things but it's enormous and very difficult to get to the right information.

Gabby replied December 15, 2008 11:05 PM 

No offence KD, but you obviously are not looking for work right now. My trade is the housing industry and though I can do some other things, IF I could find a job right now it would end up being part time...no benefits there. Being self employed is a hard road right now for many of us. But it gives me the flexibility to take care of my husband and it is really hard to find that in this market.

I am greatful that I have finally hooked up with a clinic. At least I can start getting the perscriptions I need, and hopefully some of the care. I will just take it one day at a time.
Diabetic Connect Member Jubedo
Jubedo
Jubedo replied December 14, 2008 4:34 PM 

I read your article re: free health care for people and where to find it, and the article was doing a fine job UNTIL you got to the part about buying your own insurance policy. I don't know where you
got your information, but as far as my disability check, and my husband's, and everybody else that we know on disability, there isn't a one of us that could afford to pay $60-$110 a month for a personal ins.policy. Also, you say that you have it figured out for Florida? Well, after living in Florida for the past 32 years, and becoming disabled there, I will tell you, and please pass this on to your readers, that after extensive researching, and talking to the insurance commissioner in Tallahassee, there is not a single
insurance company in Florida that will write a stand alone policy for anyone with diabetes.

Now, unless things have changed in the past two years since we left Florida to move to a more economical area, the readers may be misled by the information in your article, and spend a lot of time
trying to get the insurance that is not available there. I have a hard time believing that the companies would now accept diabetics, with so many pulling out of the state already for so many other reasons.
As far as I am aware, the only way for diabetics to get coverage in Florida, is to get a group plan, (as with an employer) medicaid, or medicare. Now, if there have been changes, that would be
wonderful, and a great boon to the many diabetics that are out there. The info on
the free medical care is great, and I will let my grandaughter (type1) know about it to check it out, but as far as I know, nothing has changed on the other. Thanks for hearing me out, Judie









--------------------------------------------------------------------------------
Date: Sat, 13 Dec 2008 11:01:35 -0500


Free Health Care
By Avera
20 Replies | 134 Views

I have some important information that just might help some of you. A fair amount of people on the site have told of the problem of finding affordable health care when they do not have insurance. Almost every town and city has a place to go to receive free care or a place to get it for a small fee ...

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2catty replied December 14, 2008 7:44 PM 

Does anyone know about getting low cost or free dental care in TN? My husband is in bad need of one. He is in a lot of pain and has just been laid off at work. Bummer

Gabby replied December 14, 2008 8:16 PM 

I am not sure in TN, but there are clinics that sometimes feature a day for dental care. I would call a homeless shelter like Avera suggested and start there. They might be able to get you connected.

Anonymous replied January 17, 2009 6:15 AM 

ok

Lisa61611 replied December 15, 2008 12:26 AM 

Thank You Jubedo. I know that I have tried in the past to get Health Insurance to no avail. With being a Diabetic they have always refused me from the get go. I used to keep all of my denial letters in a file so I would have them for whatever reason....I finally got tired of looking at them and just threw them away.

phonelady61 replied January 17, 2009 3:50 PM 

hey there judie i am another one who left florida for a more economical state that is why i am in ky . we can actually afford a home and property taxes here amazing isnt it ? i dont care about the winter . I like winter I can actually breathe here in summer . LOL!!!
Diabetic Connect Member Deleted User
Deleted User
Deleted User replied December 28, 2008 1:00 PM 

Thank you so much for this information. I didn't know this! Thanks much, Angie
Diabetic Connect Member mike67
mike67
mike67 replied December 29, 2008 4:09 AM 

its long overdue for america to have national health care and stop the rich from profiting from the sick. capitalism isn't the way for health care to go. too many diabetics suffer because we can't afford proper treatment due to preexisting illness clauses,deductables, and over priced insurance.lets all keep up the fight to get health care for all and we are getting much closer now than ever before in history. write your representative i do and often.

phonelady61 replied January 17, 2009 3:48 PM 

amen to that .

Diabetic Connect Member sexyswamprat
sexyswamprat
sexyswamprat replied December 29, 2008 5:11 AM 

Last edited 10 months ago

This is wonderful information. I hope everyone reads this. Before I had insurance I took advantage of the state funded programs in San Antonio, Texas. I only had to pay a maximum of 3000.00 a year and it was 60 dollars a month. Totally based on our income. It was truely a blessing. For anyone living in San Antonio, the assistance program is called "Carelink". And you just have to call The University Health System and they will tell you what you will need and what you need to do to see if you qualify.

Avera replied December 30, 2008 5:03 AM 

Thanks for adding the information about San Antonio, Texas and "Carelink." It is good info and I am sure someone on the site can use it.
Diabetic Connect Member phonelady61
phonelady61
phonelady61 replied January 17, 2009 3:45 PM 

I did try one of these clinics when I was in florida and they said because we had a house and a car we could afford health appts .I was not working and my husband was and they said he should add me to their plan even if it did cost 900.00 a month for both of us . I could not believe this and i vowed right then and there to never ask for help in that state again . I was made to feel like I was a bum and worthless and she also said that my clothes were too nice to ask for help . she also said i should use cheaper monitor and cheaper strips and insulin if i was truly wanting help .I was so humiliated and I think I would rather treat my diabetes myself than to ever ask for help from the state or any health clinic again .

highlandcitygirl replied January 19, 2009 1:37 AM 

bringing this back up.
Diabetic Connect Member cmerkin
cmerkin
cmerkin replied February 23, 2009 10:11 PM 

Where is the FREE healthcare?? I do not see it

mike67 replied March 1, 2009 7:11 PM 

you are right there aren't many free clinics out there and when they are they are often so far away that a person is out of range of them, but here is one clinic in case you can make it. compassion care clinic in carthage,mississippi they are free but have only a few types of free medication there. friends,m.b.
Diabetic Connect Member Avera
Avera
Avera replied April 13, 2009 2:48 AM 

Bringing forward for new people to read.
Diabetic Connect Member Jocelyn
Jocelyn
Jocelyn replied May 20, 2009 6:15 AM 

I really appreciat your dedication for sharing practical resources... thank you for giving us the benefit of your research...

Diabetic Connect Member cyncyn
cyncyn
cyncyn replied May 20, 2009 2:54 PM 

I guess I am fortunate to live in a town with FREE HEALTH CARE. It's called Health Right. No matter what your income is or what you own, the only guidelines are: you must be 18 yr.old and NO INSURANCE !! They supply meds, supplies, and testing for whatever health problem you have. They accept donations for meds, if you can afford it. The doctors from 2 hospitals donate their time. They will send you to the hospital or specialist if it is needed to treat you. If you are under age, the County Health Dept. will do the same.
Another resource is, the drug companies. They offer free meds and supplies, if you qualify. I don't know what these guidelines are, but it would be worth checking into.
I hope this helps in some way.

Jocelyn replied May 20, 2009 4:25 PM 

sounds like Patch Adams theory... loved that movie... good for your town... Wish more towns bought into the meaning of compassionate intersts... I think that if every doctor donated ten percent of their practice to charity, the over all affect would be significant... Congratulations to your town commitment... hugs, J

cyncyn replied May 20, 2009 4:32 PM 

It probably has a little to do with one of the big drug pharm. company located here. MILAN PHARMICEUTICAL. They are the ones, who donate the meds. to this organization. Still a really good group. There should be something like this, in every state!

Carl Montgomery replied May 25, 2009 2:59 AM 

patch adams is an awesome movie :)

Pat Roth replied August 10, 2009 8:17 PM 

I agree! When I was younger and so desparate for health ins., our hospital kept trying to sort through other companies, trying to find one that the employees could have access to, yet not break their "bank"!

I was about 50 yrs. and was SHOCKed to come up with 7 RIDERS on a new policiy---it was to expensive, I had to go outside the hopsital to find something. The riders were based on taking about One pill or so for alomost anything, JUST IN CASE ONE MIGHT REALLY DEVELOP AN EXPENSIVE PRoblem! I have been on thyroid med for MANY years, NO problem, just take my pill daily! They would NOT cover anything re-thyroid--then the rest were even harder to understand, heart--I think--no problem, seems like my weight (about 230 or so) had something to do with that! I was so discouraged at that time, I blocked the other excuses out! In those days I was WORKING all hours, ALL days--floating shifts and the only pill I was on was the thyroid, I never did understand why they were so strict with everyone. My RN had to try and go outside too--It seems like it was Blue cross-Blue Shield-- And I had been on it before--they they dropped it, then to try and get back on!

Those days about drove me nuts, the uncertainty of it all!! Now I am on Medicare and Blue Cross and Blue Shield and my husband and I both, are on--no problems so guess it pays to get Older--if it holds up under all of the restricitons going on!

We have a Home Health dept that helped me obtain oxygen after one of my surgeries, for 3 mos. I tried to NOT use its services unless necessary, just a helping hand here and there---yes, we are on the poverty border--sometimes our income goes OVER $100 or so which then blows any help! We also have a Ministerial Alliance/ food bank clothes, Thrift shop, we have some moving in from the city to use our services, times are hard when it takes all of your income, if you are lucky enough to be employeed, to pay your rent!! that is heavily used in this area! So far, I have mostly contributed to its pantry shelf, but until mom left me some money, would have qualified for it too. So it does HELP to know that some services are avialable and we are NOT ALONE!!! I am trying to stretch mom's money as far and as long as POSSIBLE!! As at 77 yrs I suppose we will live another 20 years or so, and NOT WORK again??!! Frankly, I find that scary!!

Best of Wishes to ALL of YOU!!! PR

John D. replied August 11, 2009 2:57 AM 

PR,
First you are in my prayers and second you are one of the people for whom I am advocating for Health Care Reform. Health Care is a Human Right, not a privilege or a commodity to be marketed. People claim we are a Christian Nation. Well I don't see any thing Christian in the way it is run now. I have Medicare and a Medicare Advantage plan and I still can't get care because I don't make enough in Social Security Disability to afford the Co-Pays. I know some are as low as $10.00 US, but most are around $25.00 US. My medication comes to around $50.00 a month in co-pays. I need the meds, specially the two I take for Diabetes, so the appointments for the specialists and physical therapy got to go. I cannot understand why there cannot be some consideration of income in these co-pays. Something needs to be done about this.

Pat Roth replied August 11, 2009 3:07 AM 

Last edited 2 months ago

Thanks, my mind isn't sharp enough yet to comprehend technacalities yet, have to take folks word for things and hope that they really know, I don't--I -just keep stumbling along! I used to be intelligent, BUT that has seen better days , I guess! Stress has not been to kind to this old mind---but it is getting better---Take care, PR

kahine replied August 12, 2009 11:09 PM 

I have been a diabetic type 1 for 33 years. My husband has insurance, but my co-pays for all my diabetic supplies are $25.00 for each one. I have 2 different insulin pens, strips and needles. right there is $100.00 per month. I also have heart problems, with all my prescriptions, I end up paying over $200.00 a month, thats not even counting all the doctors I see. Cardiologist, poditrist, eyes, diabetic center, chiropractor.. each one another $25.00 each visit. We are over incomed for any help and my husband can longer afford me. What to do?

Bekki Diabetic replied September 11, 2009 2:58 PM 

John, for the most part we are a Christian nation but we are no longer allowed to bring it into our government thanks to the liberals. If you will check, Christians donate their money to their churches who will help individuals who need and ask for help. Most will provide food and money, if needed. There are free government clinics or low cost, which all of us pay for with our taxes in all major cities. Contact the local health department for this information. All towns that have "teaching" hospitals (universities) are required to take all indigents and treat them at no charge. And, they can supply you with information for clinics. If, for any reason, they fail to treat someone for something dangerous (i.e., diabetes) that would make a great "bad faith" lawsuit....although, I would go and speak to the director of the hospital or a local news reporter. This country does have numerous options available for those without insurance but for some reason, it is not made known. When people who have serious problems make the country aware, then and only then, will things change. Things can always be reported to the news so they get the information out to the public.

mike67 replied June 14, 2009 4:35 PM 

It is good to know that somewhere there is help for all of us who are inunisured, may i ask what town or city has the program you are talking about? thank you for your help, m.b.
Diabetic Connect Member lilbear
lilbear
lilbear replied August 10, 2009 4:19 PM 

Thanks John,

I will look into it and see what happens.
lilbear
Diabetic Connect Member tholz
tholz
tholz replied August 10, 2009 8:46 PM 

Oh this sounds bad. Prayers are with you all. My hubby has good ins thank god for that.

Pat Roth replied August 10, 2009 9:56 PM 

I am so HAPPY for YOU BOTH!! LOVE, PR
Diabetic Connect Member shul71
shul71
shul71 replied August 11, 2009 3:18 AM 

This is very good information to know. The other thing I wanted to say is that if you are in an HMO type of program, sometimes it can be diffictult to get disengaged to see someone else, but it also can be done. I kept asking to be disengaged from cardiology at the naval hospital and after several referral requests from my doctor, I finally asked for a case manager who over the past few months has been working hard to make this happen and I just got approved for disengageent and got the name of the doctor who will be seeing me. granted I had to stay on top of it and it's almost like the cliche... the greasy wheel gets the attention. Now, On to try and get major dental care. Thanks Avera.

Pat Roth replied August 11, 2009 2:51 PM 

Best of LUCK and HARD WORK! Avera is a doll and full of vital information, isn't she?! Best Wishes, Pat r
Diabetic Connect Member TMac
TMac
TMac replied August 19, 2009 2:06 PM 

I too am without insurance and have had to take matters in my own hands. I attend the county health clinic for my visits and lab work and buy generic drugs. My real question is this: What are we going to do about the insurance situation? I feel like I've been given a death sentence. Its not fair. I'm willing to pay for health insurance, I'm willing to be proactive about my disease, yet I feel as though I've been swept to the side and told to go somewhere and die!

Pat Roth replied August 19, 2009 6:15 PM 

You too??!! Oh dear, so many in a world of hurt because of the expenses!!! I am so fortunate that I am on Medicare and Blue Cross-Blue Shield---and have my med and supplies at a reasonable rate. As for the meds, I had to drop the plan our drug store was carrying for the majority of its patrons, and go with AARP---the druggist said that it was tooo HIGH, that I would be paying out the gazoo,,,,, but I am NOT! In fact, meds are cheaper, including my expensive emotional meds---Maybe if you inquire, like checking on Avera's site, above, you can work out a better medical plan and help get rid of that HOPELESS feeling, take charge of your life ---as I was told in one of my therapy sessions! It sure helped. Best of Luck and Love, Pat R
Diabetic Connect Member Vicrgreen
Vicrgreen
Vicrgreen replied August 21, 2009 4:36 AM 

Last edited 2 months ago

The Hill-Burton Act of 1946, mentioned earlier, was a hospital building, remodeling act. The government provided the funds and the hospitals had to agree to provide free services to those in need. The act was originally for 20 years but was extended. It ended in 1975 when it became XVI of the Public Health Service Act. Now that Act does many things but so far as I can tell providing general medical care for people in need is not among them.

When I went to OR to take care of my mother I was told that my SSI income was to much to qualify for their version of medicaid, however when they recertified my disability the Feds told me to go back to them as they were mandated to provide medicaid to anyone on SSI and some people on Social Security Disability. If you are on either of those programs it might pay to check and see what coverage you are entitled to in the state where you live.

I am now back home in Alaska. Not only do I have great medical coverage. now being on Medicare with a Medicaid backup. (Medicaid covers all the Medicare deductibles). My CoPay for doctors visits is $3. And when Medicaid was covering my prescriptions the CoPay there was $2/each. Now that I am on Medicare that has gone way up but still it is cheaper than having to cover the whole thing.

We had a PA at the local clinic for a while that had come up here from FL and she moved her dad up here because she said medical care in AK was way better than what was available there. She is no longer here but her dad still is. She told me horror stories about when he had to go to the ER in FL, I don't recall the town but it was near Disney Land, or Disney World, whatever it is down there.

I'm not suggesting anyone pack up and move to AK, but the medical care here is very good and assistance is readily available.
Diabetic Connect Member Vicrgreen
Vicrgreen
Vicrgreen replied August 21, 2009 4:42 AM 

On another subject. If you are interested in exactly what HR3200, The Health Care Reform Act, says go to this link:

www.opencongress.org/bill/111-h3200/text

As you go through it you can see, almost line by line, what other people have had to say about it.

I posted this link under another discussion but thought it might be appropriate here as well.

John D. replied August 21, 2009 10:55 PM 

The bill looks ok to me, having scanned it. The thing that gets me is morality (or Christian ethics, if that is your persuasion), of the situation. I firmly believe that Health Care is a basic human right.

Vicrgreen replied August 22, 2009 3:13 AM 

Last edited 2 months ago

You must be a fast reader. I've been working at it for 3 days and I read fast. There were several parts I found scary, like the $5000 copay for an individual and $10,000 for a family. 5000/12= 416.67 per month I sure couldn't afford it and this coverage is going to be mandatory. Then on top of that, as with most insurance, it doesn't cover the whole bill, depending on which version you opt for you could have 85% of the bill covered, or 95%, the third option didn't say what percentage it would cover.

I don't see this as free coverage, and nowhere in the Constitution is the Federal Government given any rights over health care. Certainly not the right to make it required and taxable if you don't comply. Although what figure they will tax is still up in the air.

I'm sure glad you think it's fine. I don't.

TMac replied August 23, 2009 1:39 PM 

Last edited 2 months ago

Hey all. Thanks for the link and I am glad that we are discussing this issue. I'd like to clear one thing, the copay isn't a monthly fee, its your share that will have ot be paid before the insurance company pays 100%. So as a single person, I would have to pay $5000 a year in copays (my share of the office visit and meds) before the insurance company would pay 100%. My monthly payment may be$200 a month and the copay would be in addition to that. Whatever your doctor visit would be - $10 a visit - thats copay. Please don't confuse copay with monthly payment.

On another note: here is a link to website that gives a fun overview of insurance reform: http://www.huffingtonpost.com/2009/08/20/health-care-expl....

It uses pictures and color and provides an understanding of what the hoopla is all about. It's not the bill, but an overview of why we need reform.

Vicrgreen replied August 23, 2009 11:16 PM 

By whatever name you call it I can't afford it. And no, it isn't 100% coverage. Read the thing. 1 option covers 95% and another covers 85%....neither of those is 100%.

Pat Roth replied August 24, 2009 12:20 AM 

Guess I am a little dense, as I watched the link given, it was explained on the "back of napkins" in a simple form, BUT all I got out of it was "the new health reform is just a battle with Insurance Health groups---they are vying for our dollars and OUR dollars are the only monetary input, so it depends who you pay it to, for care---

Can anyone explain it better? Surely so, I am so dense when it comes to technical stuff--insurances----The way I got it there is no sure, safe manner in which to ensure that we all gain good care, fairly. Just because you might be satisfied with your policy now (if you have one--) it might turn at anytime to NOT cover good care---will be rationed out to the "best, healthiest folks", which is already being done anyway. Some good folks with insurance, are dropped it they get cancer and expensive treatments develop---the insurance co has to make a profit, so UP go the premiums for the rest of us--Oh, yes, I remember that health care (Insurance co) is a Profitable BUSINESS! Hmmm----Where does that leave us? It also said that Drs hands are tied now due to certain requirements from Insurances, in treating patients. When I worked in a hospital, the Drs would get so frustrated when they wanted to admit a patient, BUT their BP wasn't QUITE high enough to meet criteria, or such---seems that some Drs had abused the system years ago to the point that the insurances had to get together and set up limits which strangles the Drs and their poor patients.

Moderation was overlooked, years ago, we had one Dr who would just start writing tests clear across the pages of his Dr orders, making it TOUGH for me, the ward clerk to take off---BUT the real clincher was, it made HIM rich as he benefited from EACH test run--which should be a no-no! So guess we all have contributed in some way to the mess health care is in now.

Does anyone have a clearer vision of the questionable Health Care Reform? It was said that we are already in a bad place and to do nothing will make it worse--To me, we raised 4 kids without health care, there were special services for crippled children etc to help with some unexpected services---, but meds and Drs visits weren't so sky high, and our kids were sick a lot, but their medical expenses were worked out with payments---it was tough, but not impossible, we didn't go to movies etc, but that gave the kids time to do their homework BUT????? Of course, now my main concern is you folks with such expensive MEDS--Insulin etc-- I found a solution for my Metformin and nerve meds thru AARP, but others are struggling so---my heart goes out to them!! Just wondering--Pat Roth

John D. replied August 24, 2009 1:24 AM 

Ok......

Special Services for Handicapped kids? Not in Appalachia. You get medicaid or you go broke.

Now to the Constitution argument: Ok, so the founding fathers did not foresee the need for health Insurance. Perhaps that is because there was no Insurance industry back then. In 1964 the stick-in-the-muds said that Medicare was also "not in the Constitution", nor was Civil Rights or the War Powers Act, or the Veterans Administration, or thousands of other laws and agencies. Shall we do away with them? Shall we restore our government to the way it was at the end of the Jefferson Administration? Or the John Quincy Adams Administration? Did you know the lack of foresight on the part of the founding fathers almost caused us to revert to English Rule in 1812? Only a freak hurricane and some stalwart Baltmoreans saved us. The Battle of New Orleans came after the truce was signed. So lets give the Constitution a rest and concentrate on today's realities.

No, I did not read the bill word for word. I said I skimmed it. I looked at some key sections. I did not get bogged down in the math. Those ridiculous co-pays will not pass in the final bill. Specially if the Public Option - as such, not as these bogus "co-ops"- is included. As it stands now, the Insurance Industry monopolizes health care.

Pat Roth replied August 24, 2009 4:06 AM 

I don't think that we were viewing the same bill--this was simple words, on the backs of napkins---NOT mathematically convincing of anything, that I could see, but like I said, I am Challenged when it comes to understanding anything simple along that line, partly as I don't really believe it, they say one thing, then do another, I think that word TRUST comes to mind.

I have nothing against the Constitution and of course, as our country grows and our life styles change--it calls for more and more rules to try and keep folks honest, when if they had behaved themselves in the first place, maybe we all wouldn't be in such a tight place re- medical/health protection! No one back then could have forseen the Business side of the insurance prgrams, every one striving to out do and under cut the other to make a PROFIT! To me, the profit is where we get into trouble. Every time some entrapreneur gets an idea on how to make a buck, someone else is going to pay---then others see him getting rich and want to horn in and cut out their own share--etc.

If we cut out the MIDDLE MAN, the insurance companies, lowered basic care and let us pay for what we actually use, develop a HEALTHIER public that isn't so prone to some of these diseases---maybe we could get back to being able to afford decent medical care, just between the patient and the health care provider.

Maybe that is just a dream but it used to work--but guess that was before we became so educated-----I know of some that are returing to grandma's methods, BUT now that we know so much, that isn't always possible---I guess that is why people died so much younger in those days! Hmm--sounds like it might return to that--"good old days""! Have we come full circle?? PR

Vicrgreen replied August 29, 2009 11:39 PM 

You are correct Pat. What I am talking about is the bill itself. What you are talking about is a link to a, more or less, explanation of the whys and wherefores.

Have a great day.
Vicki

Pat Roth replied August 30, 2009 1:10 AM 

Yow, my mind jumps from one thing to another and the similarities, in spite of the years. I love comparisons or analagies.(?) hugs, PR

Vicrgreen replied September 10, 2009 5:02 AM 

There is a gov't program, I think it is called SCHIP that is federal but operated by the states. It mandates care for kids whose families make to much to qualify for Medicaid but less than $50,000. In Alaska the program is called Denali Kid Care. I have no idea what it is called elsewhere but it would pay to look into it.

Regards, Vic
Diabetic Connect Member alwaystryin
alwaystryin
alwaystryin replied August 24, 2009 1:27 AM 

needymeds.org is a GREAT Resource for Prescription Assistance Programs PAP's, and much more. I personally use it as the Caregiver to my lovely Wife of 28 Years.
TM

John D. replied August 24, 2009 2:44 AM 

As the Aussies say...Good on ya, mate! You and your wife are in my prayers.

alwaystryin replied August 24, 2009 10:19 PM 

Every and anything I can do to help. Stick close to the DC Family, they Rock!

TMoore
GlobalDiabeticAwareness.org

Bekki Diabetic replied September 11, 2009 3:25 PM 

I know most counties in Florida have programs that will assist those on Medicare and Medicaid pay for medicines. You just must inquire as to any programs available through some of the county/city agencies. And, most pharmacutical companies will assist those who are taking some of the medications if you contac them. Everyone needs to be proactive. I am not saying these are all the answers, just for right now, these are our options.
Diabetic Connect Member alwaystryin
alwaystryin
alwaystryin replied August 30, 2009 12:23 AM 

Read this on what "OBamaCare" is up to, scary stuff!

http://trmooreblog.ctwgda.net/2009/08/25/internal-memo-co...