Johnben or JB.
By Johnben or JB. Latest Reply 2011-03-10 10:02:31 -0600
Started 2011-03-09 14:48:00 -0600

I have a friend, yes, really! An old friend, his age is 96, that should be old enough to be called old, right?
He and his wife, who is not so old, smart move by my old friend eh? Well anyway he thinks he can outsmart the travel insurance people by not telling them, as he should, if he saw a doctor recently and for what. This keeps his premium cost low. That's what he thinks. Well, by the time he would report some possible trouble he would get into, they would eagerly check to see if he declared the very truth and nothing but the truth about his health condition. Naturally, they would find out that my old friend was not exactly telling the truth and they would reject any claim he would make. Regardless what it would be for. They will state that misinformation negates the whole claim. I explained this to him but he won't take my word for it. After all, I'm only a 81 year old whipper snapper, right?

Then I read about people who when applying for a job "forget" to mention that they have diabetes when asked about their health
conditions. Again when found out about this at a later date, the result may very well be that they lose their job.
I have heard that the other workers in the workforce may use pressure on the management not to allow a person with diabetes or other problem to get into the medical plan they must also pay for, fearing that the premiums may increase because of the new member. I know of one person who was removed from his job because he has type-1 diabetes and "forgot to mention that.

So, the long and the short of it and something in between , there is no profit in it to "forget" about these things.

BTW. I have to take 3 different eyedrops for two days to prepare for tomorrow's caterac operation. Fun eh?

On the lighter side… Teacher: Winnie name one important thing that we did not have 10 years ago?
Winnie: me!
Teacher: Harold, what do you call a person who keeps on talking when people are no longer interested?
Harold: A teacher!
JB, that's me!

4 replies

realsis77 2011-03-10 10:02:31 -0600 Report

What a great point you have! I just thank God for medicare which I'm on ! Yes I'm on SSI for my health conditions! But if I wasn't I don't know what id do because id be considered a Major Medical risk to insure! Its so hard these days to get health insurance with existing conditions! But I do agree with you! You can not forget to mention them because they will surely find out! Then you will be in serious trouble! As I said in the beginning I just thank God I'm on medicare! What a tough situation that could turn out to be! Good luck with your surgery and I'll pray for you! Keep us posted on how your doing ok? I always love too read your posts! Looking foward to hearing from you soon! God bless you!

jayabee52 2011-03-09 16:40:07 -0600 Report

There was a recent discussion about this very topic of disclosure of medical conditions on an employment application. If you want to look it up it is here: .

There were a couple posters who had worked in Human Resources for quite some time and they stated that it was against the law for an employer to ask about a prospect's medical condition, and they recommended against volunteering such information. The only thing an employer was allowed to ask is if the person was in good enough health to perform the duties of the position.

Once hired, then the new employee could disclose any medical condition which might be life threatening.

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