Getting Insurance

By miztawaina Latest Reply 2010-01-18 21:34:32 -0600
Started 2010-01-12 21:08:01 -0600

I have had diabetes for almost 12 years and I can not get an assitance with doctors or medication. I have worked everyday since I was about 16 years old and now that I can barely stand I can not get any help. Most insurance companies tell me that because I take insulin they can not insure me. What can we do as diabetics to help each other and ourselves?

9 replies

cc9 2010-01-13 07:41:39 -0600 Report

it sucks bad. can someone pls explain to me why is it that there is no free health care for ppl. i mean there are universal human rights and the right to health care is one of them regardless of whether you can afford to pay or not. if someone one wants to buy pte health insurance so they can avoid a queue for elective surgery…well its their choice. and it does relieve demand at public hospitals. but having been on this site for three days and reading about how some of you have to go with out certain supplies bec you dont have insurance…its a travesty.

in australia health care is free for residents and citizens. if i have to pay my consult fee i take the receipt to a MEDICARE office and i am rebated 60% of the total cost. i pay for my specialist fee not my GP. when i am at A&E i am not charged for it as it comes out of my taxes.
however if someone is on a pension, the consult is totally free as the practice bulk bills the govt. and they get their meds for A2.50 per script.
and having lived in the USA for two years i know your tax system is higher than ours. you have three tiers of tax plus consumption tax whereas we have one plus consumption tax. mathematically that is alot of taxes and surely a percentage can cover a better health scheme for all not just those who can afford health insurance? cc

donna13 2010-01-13 09:12:36 -0600 Report

I can just imagine how other countries view the US and its problems with health care. Without getting too political the problems seem to be unwillingness for compromise between our political parties. On one hand we have the conservatives who don't want to spend the money on anything that does not benefit them, and the liberals who think anything can be solved if enough money is thrown at it, regardless of not knowing where this money is coming from. As an example of what we are facing, my grandson (who is much too conservative at a young age) told me health care is not a right, as it wasn't written into the constitution. I told him that when the constitution was written, blood letting was the cutting edge. Needless to say, it didn't change his mind.

cc9 2010-01-13 09:18:50 -0600 Report

thanks donna. at least your country has a constitution. maybe i have an utopic perspective (sigh)

AddassaMari 2010-01-13 10:05:36 -0600 Report

A travesty is an under statement.

It all comes down to money. Universal health care in the US will cost money.

The majority of Americans do not have access to preventative medicine—health screenings that would and in some cases prevent chronic illness such as heart disease, high blood pressure, high cholesterol, diabetes, etc.

A comprehensive health care system would mean the pharmaceutical industry would have a reduced market for their increasingly expensive drugs and the insurance industry would loose a good share of its market. The people who benefit the most are the industries that profit from an unhealthy nation.

Now keep in mind that these industries are not the only culprits. There are many obstacles that prevents universal health care in America. The largest obstacle of those is money. Who is going to pay for it? How much will industries driven by chronic illnesses loose?

There is profit in an unhealthy nation and until the citizenry unite to get necessary changes, the US health care system will continue to be a victim of citizenry complacency.

angel802 2010-01-17 08:08:30 -0600 Report

I have tried to get health insurance but it is to expensive they act like it is coming out of there pocket. Thank god for my dr he gives me my insulin when he has it. other than that i dont know what to do.

Danni-the-diabetic 2010-01-18 21:31:41 -0600 Report

When people ask me if I have found health insurance yet, I want to scream. My Dr. has also been a blessing to me; I haven't paid for my last six vials of insulin because of her. She will call them and let them know she needs samples. She's been my Dr. for the past nine years and if it weren't for her, I'd be dead because I cant afford my meds and no health insurance want to help us out.

Danni-the-diabetic 2010-01-18 21:34:32 -0600 Report

Yeah, I actually considered several times moving to a different country for medical insurance reason…I always thought Ireland, Australia or Europe.

alanbossman 2010-01-12 22:06:09 -0600 Report

There a a few sites you can go to one is they might help also try the companys that make the insulin. There are others also maybe some one else can answer you hope this helps

AddassaMari 2010-01-12 21:17:51 -0600 Report

That sucks, no other way to put it. Have you thought about clinical trials or even contacting the pharmaceutical companies about getting help with medication? Just quick thought. You are in the right place to get answers to your questions.