Cost of meds with Cigna

By mgol Latest Reply 2015-03-13 07:56:45 -0500
Started 2015-03-08 12:47:06 -0500

Does anyone use Cigna Home Delivery?
I went from Anthem last year, where all diabetic supplies were covered 100% to this poor excuse for insurance. I just paid over 2000 dollars for 3 month supply! 30 Lantus vials=$679, 30 Kwik Pens=$713, 600 Contour Strips=$602.
Is anyone having similar cost issues or is it just my insurance plan?
I feel like I'm being penalized for having diabetes. Insurance costs have improved dramatically over the years. What happened? Any advice?

12 replies

BreC 2015-03-13 07:56:45 -0500 Report

I have Cigna through my husbands work. I just yesterday called them because my meds are not being covered properly. This happened in August 2014. They went through their records and I was reimbursed the difference. Now it's doing it again. Hopefully they will fix the issue and reimburse the difference this time.

D's got Diabetes
D's got Diabetes 2015-03-13 05:18:00 -0500 Report

I bought 50 strips through Cigna for $36.00, would have been 49.99 from Walgreen's without the discount, did some searching and just received 150 Bayer contour next strips from Amazon for $35.00… Won't use Cigna to buy them again.

TrishW26 2015-03-13 02:26:25 -0500 Report

I am on Cigna but my copay for 90 day supplies is only $10 for each prescription - insulin pens, needles, strips and lancets. It must depend on the plan you are on. Mine is through IKEA. I used to get everything for free through BCBS but my premiums were also higher.

calayx 2015-03-10 21:15:12 -0500 Report

I am on Medicare and Humana for RX' needs. I had been on a plan that paid my diabetic supplies 100 %. It was a rude awakening when I moved and had to change my Medicare Supplement insurance. Nearly all my RX supplies and co-payments had to be covered my me. The costs of my medication was prohibited.
I found a place called Patient Assistance 123 888-507-9133.
The enrollment charge was $50.00 and every month I was to pay $ 60.00 for all my medication. My anti-depressant was normally $ 900 per month, but it was covered 100 % by Patient Assistance. Diabetic supplies were over $1600.00 per month on my insurance but P.A covered 100 %.
They find manufacturers who are willing to assist patients who need help paying for their drugs. They is a income test, if I remember correctly.
When I get a new RX, I do a little research to find out which plan is least expensive. Then I turn in the Rx to the one that is. This has saved me a tremendous amount of money. I live in California so I don't know if they have this assistance in other states.

God bless and I hope this program can help someone.

Nick1962 2015-03-09 15:06:44 -0500 Report

Made the same switch from Anthem to Cigna myself last year. While I’m not on those medications (except strips), I know that what “level” your policy is determines those costs. Not sure if you had the options, but we had 3 options with 3 different premiums – the more we paid, the more was covered. You really have to look at your yearly medical bills before you choose a plan. Sometimes what seems like a crazy high premium is actually cheaper than your annual out-of-pocket costs in the long run. It’s just that you have no control over that money.

For some things I like Cigna better – we have the mid-level plan that pays 100% for most generics, and the way the plan works I only have to pay $7.50 to see my chiropractor per visit.

suecsdy 2015-03-09 09:16:07 -0500 Report

In 2 yrs I will be forced onto Medicare and it scares me. I have a perfectly good ins plan that I like and is very affordable to me, but once I am 65, I have to enroll in Medicare for which privilege they get to stick their hand in my pocket and I will still have to pay for a secondary ins to cover what Medicare does not. How is this a good thing? What is wrong with my keeping the ins I already have and like?

jayabee52 2015-03-09 12:04:40 -0500 Report

Howdy sue
At 63 I am already on medicare due to my disability and have been since 2007. I have a Humana medicare plan and I don't pay for the Humana plan, nor do I pay for office visits for my GP. Neither do I pay for my dialysis treatments. My only difficulty last year is that I entered the "donut hole" with part Dof the plan and the copays for a couple of necessary medicications were quite costly. But by and large, medicare was ok. It certainly beat being without health insurance like I was before 2006.

suecsdy 2015-03-09 14:27:50 -0500 Report

Thanks James. This is something that has been weighing on my mind. I don't like change, especially when I am comfortable with the status quo. I am already in a Humana plan through Tri-Care, so maybe won't have to change much.

JoleneAL 2015-03-09 09:01:52 -0500 Report

Have you looked at for your strips? I buy mine there on occasion, and are much cheaper than the pharmacy. Example: 100 strips from the pharmacy are $175; on Amazon $65. Shop around! I'm lucky still to be with my employer, but as long as ObamaCare is still the way to do insurance in this country, the sicker are going to be hurt the most.

Jibber Jabber
Jibber Jabber 2015-03-08 13:16:18 -0500 Report

Don't get me started on the topic of insurance as of late…BUT I recommend finding out when is the earliest you can change your insurance…and start doing a shit ton of research..there has to be a better plan out there for you..8,000 per year is way too much out of pocket for meds…it just is…and you can save the 600 bucks by switching to a Walmart relion prime meter if at all possible…about 20 bucks at Walmart..and 600 strips will cost you less than 120 bucks…

jayabee52 2015-03-08 21:31:12 -0500 Report

one has to do a LOT of research because most plans are linked to the PPACA (obamacare) plans and those are definitely NOT affordable for many of us who are in the middle class..

Jibber Jabber
Jibber Jabber 2015-03-09 03:02:54 -0500 Report

You're preaching to the choir sweety…some people were helped..many more screwed over..I had to pay a fine because I couldn't afford the monthly premiums…with the rates that people are developing chronic illnesses in this country..and the cost of having one under obama care..I only expect things to get much worse…my sister was offered a job as a health writer for a New Jersey Newspaper ..she turned it down because because her medical care runs into the MILLIONS of dollars every year..but because she is profoundly disabled..she has medicare and Medicaid to cover her medical needs 100%..Now her son is type 1…She will never be able to work even as a writer (she has a PhD in English from NYU)…because her meds are mostly experimental…or being prescribed for her even though they have not been approved for the purpose the doctors are using them…none of them are covered…(.the only reason they are paid for now is because she is classified a special case so the government picks up the cost.)and she has had at least a dozen experimental surgeries over the years..obama care has been useless to me …useless to my sister and has screwed over all of my brothers to the point where my youngest brother, who campaigned for obama curses the day he first heard the mans name..

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