Today my husband and I had our taxes done. One question we were asked was if we had insurance throughout 2014. Yes we did/and still do. The lady showed us the penalty we would have had to pay under the Obama Care plan if we had not had insurance. The amount was $1,396. I didn't think to ask if that was based on what we grossed but that is a lot of money for us. My son spent the first half of 2014 looking for a job, then when he finally found one he had to wait the 90 days before he could apply. So would he be penalized for the time he didn't have insurance. Whatever the case, the penalty would come out of the tax refund. And most likely if anything is owed, the penalty would be added to that. There are so many out there who can't find a job and as such don't have money to pay for food, much less insurance. Seems to me to be a never ending circle of problems.
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