middle income resources???

By RainSoul Latest Reply 2014-09-17 04:07:56 -0500
Started 2014-05-05 21:20:40 -0500

I make about 2800 pre tax per month and have so many bills I am having to choose between doctor visits/ medications and food/rent.

I said pre-tax BTW after tax I make about 2100 per month so I make too much to qualify for ANY kind of food assistance. That is my main concern! I can't afford to eat 3-5 times a day. I've been going hypo lately at work because I am having to skip eating for the 9 hours I'm at work.. And no breakfast most days.

I have about 1500 in bills each month with rent car insurance, car phone bill electric and so on. My food budget each pay period is about 50-100 ddollars which doesn't always last the 2 weeks its supposed to.

My main reason for posting this is that I am wondering if anyone knows of any assistance programs or resources that someone like me would qualify for. I do not have any kids.

I checked my states DSHS program and I make too much $.

I pay high taxes because I work in sales.

11 replies

calayx 2014-09-17 04:07:56 -0500 Report

I would try a food pantry.A lot of churches have those types of programs at no cost to you and you do not have to be a church member.
I've had to use these programs and the quality & quantity is great. Don't feel ashamed, most of us have had to use assistance to get us through the month.
God bless,

GabbyPA 2014-05-08 07:28:46 -0500 Report

Sounds like a room mate is in order. The income I count on each month is about $800.00 less than you bring in and our only solution was to have a multi generation home. The work I do often pads our coffers, but it's very inconstant and last month I made $0. So this month's bounty was gobbled up. The only way we can make it is to have more income coming in from additional people.

I know you probably have already looked at what you spend and how to pare it down. We don't have a cell phone, our car is used and paid for (we call it the party van because you never know what it will do next. LOL) I have been uninsured, and now we have to pay for Obamacare for me. I really can't afford it, but I don't need the IRS on my back. We live simple. We shop thrift stores. We grow a garden to help offset food bills. If it ain't broke we use it, and if it's broke, we fix it or do without. I don't mind actually. It keeps our debt low and living within my means is actually liberating. (I used to live pretty high on a good salary and bigger credit. Those days are gone thankfully...well at lest the debt part.)

We have used the food banks in the past and they were very good. Fresh veggies and meats. But they are disappearing rapidly because the demand is far outreaching the donations. In our slow "recovery" there are so many more people needing that little extra. Fewer people able to give.

wraithmb 2014-05-07 12:21:36 -0500 Report

I grew up in a considerably poor household. My parents (grandparents) cooked a lot of very simple foods. We always had a garden in the summer, and my grandfather and uncle were pretty darned good hunters. Quite often our Christmas turkey was a wild one. Deer burgers are still a favorite to this day, and I still eat the fish I catch, even if it is just a habit. There is always a way :-)

I personally probably make a bit less than you do. About 1800 a month after taxes. My wife gas about 550 for child allowance. We are a family of 4. Rent runs 1300 a month, bills about 500, which leaves the 550 for gas, auto insurance, and food.

Some of my personal favorite money savers:

Rice noodles: on sale for about a buck a pkg
Meat packs from the local butcher ($100 for about 35 lbs of assorted meat)
Frozen veggies
Eggs from a local farmer for a buck a dozen
4 loaves of unsliced bread for $4 or even better, the breadmaker I got at a garage sale for $10 and a bag of flour and some yeast (about 25 loaves for 15 bucks)

Mcdonalds dollar drink days (canada)

Being in canada, I don't have to worry about paying for doctor visits, and Meds are covered by my insurance through work. Can you get insurance through work to cover some of the costs of yours?

RainSoul 2014-05-07 17:20:40 -0500 Report

I do have insurance through work but we still have "co-pays" and the prescription drug coverage I think is like 80%

Just Joyce
Just Joyce 2014-05-06 08:38:09 -0500 Report

You make too much money for resources that will help you if you are in a single family household.

I get $189.00 a month for food. I have enough food for nearly a month. I buy fresh veggies such as green beans, kale, collards, and spinach and cook and freeze it. I do this all summer long. I always have fresh veggies in the freezer. I buy family packs of chicken. When turkey breast are on sale, I buy two and freeze them. I also do the same with ham. I make large pots of soups and freeze that. I do the same with chili. I always put them in serving size containers.

I live with my sister and she will buy additional food if we run out of something which isn't every week. There are fruits and veggies she can eat that I am allergic to so she buys what she can have. We also raise peppers, sage and tomatoes in the yard and she has a garden plot in our community garden. All but two of the gardeners work and tend their plots evenings and weekends. If possible you might want to consider growing herbs in containers in your yard or on your patio or porch if you have one. This helps you save money.

During the summer, I buy at Farmers Markets. Their prices are far cheaper than super markets and you get more for your money. The foods are also fresher.

I find that Wal_Mart is the best place to shop for eggs, bacon, coffee, creamer, bread, frozen veggies when I need them, cheese, yogurt and some fruits. They have cheaper prices. I also use coupons.

If you are going hypo at work, you have to take time to eat. When you are skipping meals, the constant hypos can damage your body and it can cause the liver to dump carbs into your system. Look at it this way, if you keep doing this and get sick and possibly lose your job you will be worse off than you are now. Besides if your coworkers are taking lunch why aren't you?

You can look for a food pantry or food bank in your area. Some churches have food pantries and give away food on certain days. Some ask for proof of income some don't. I don't know if food banks ask because I have never used ours.

dagger1234 2014-05-05 22:08:54 -0500 Report

That sucks!! Luckily in my state, I can get back on ebt if I can show proof I work 80 hours per month. What I can suggest is going to food shelves/banks

RainSoul 2014-05-05 22:09:56 -0500 Report

Yeah that is basically my only option.

RainSoul 2014-05-05 22:11:23 -0500 Report

For whatever reason my city is not very abundant in resources… Last time I went to a food bank was about 5 years ago and was given a bag of dry beans, bag of rice, some kind of soup mix and however much bread j wanted and that was it!

Just Joyce
Just Joyce 2014-05-06 10:49:03 -0500 Report

Rain thankfully in my city, we have a rather large food bank and someone is always having a food drive.

Look into churches in your area. Some of them have food pantries and give out food. Some non profits may have food pantries provided they have an outreach program that has that service.

Around Thanksgiving and Christmas look for organizations that are giving away food baskets and sign up for one.

The Neighborhood Services Police officers brought me a huge turkey which is in my freezer. I am going to have to thaw it and cook it and cut it in half and freeze part of it. My sister and I can't eat a whole turkey that size.

You can also buy a whole frozen turkey and have the market cut it in half. If you are the only person in your household you will have turkey for some time depending on the size of the turkey. I find that this is cheaper than buying the turkey parts. Whole chickens are also cheaper than cut up. We have to do what we can to stretch our budget.

GabbyPA 2014-05-08 07:30:02 -0500 Report

I buy all my turkey during thanksgiving when it's dirt cheap. I buy smaller birds and stock up. I do have an extra freezer, and that does help.

Just Joyce
Just Joyce 2014-05-08 12:05:14 -0500 Report

I have a whole turkey and two turkey breast in the freezer and a ham. I do the same thing buy it when it is on sale.

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