Who Has Used Healthcare.gov?

By GabbyPA Latest Reply 2014-01-03 07:01:30 -0600
Started 2013-12-09 06:29:08 -0600

With the deadline looming (December 23, 2013 if you want coverage by January 1, 2014) and all the craziness that happened since the website was launched, I was curious. Who has been able to get on, get an insurance policy and what kind of premiums and deductibles are you being quoted? I have post-poned getting on until things were worked out, but the time it coming up quick.

How are your states dealing with the exchanges? Are they expanding the Medicaid where you live? Where subsidies available to you and did they help make it affordable?

Is your doctor going to change how they see you or if they will see you depending on what insurance plan you purchased? Can you still go to your local hospital?

I would love to hear your stories. Good, bad, or otherwise. Maybe some tips for navigating the site, like what times worked for you best.

11 replies

GabbyPA 2013-12-16 18:26:22 -0600 Report

I spoke with an insurance rep today and told him I don't want my info on the website. He is getting a paper application for me to fill out and we will do it manually. I will see. He seems to think he can get me a "gold plan" for under $50 a month. I would be shocked if that were true. I will let you guys know what happens.

LauraS 2013-12-16 14:39:46 -0600 Report

I haven't gone on the site and I don't plan to. I'm really upset that this has been mandated and is basically being used as a new tax if you don't comply. I asked a few people how they would feel if they had to all have the same car insurance, collision for every car, old or new, owned or leased. That's not fair and neither is this healthcare law. Not everyone needs all the same coverage. So many men have been dropped from their policies because they didn't have maternity care in the policy, they don't need it, but now we all have to have everything. Where is the competition in this, where is the free American choice? Is this just the start of the government running our lives? Or as so many say are we turning Communist?

GabbyPA 2013-12-16 18:24:55 -0600 Report

I hate to say it, but this is not the start...but it certainly is one of the biggest steps since the patriot act.

jimLE 2013-12-11 11:42:49 -0600 Report

i recive emails about it time to time.and because of what i've read about it.i wont have anything to do with it..people have had nothing but problems while trying to join the site,to applying for insurance.from cant finesh on acount it frezzes up on them to lost info like thier pasword and user name.and to top it off,1000's have lost the insurance they had to begin with because of it.pluse i hear that it cost more then what folks have to begin with..not sure.but i think that at least some dr's and hospitals are being forced into it as well.just look how things were going with medicade and medicare before the helth care act went into effect..

Yerachmiel 2013-12-11 08:16:42 -0600 Report

A few of my friends were asked to evaluate the healthcare.gov website early on and they told me it is the safest software of its size ever written. They said it could never be hacked or otherwise used to steel information from as it never stayed "up" (working) long enough for a hacker to use his tools on it.

of course, now that the information entry portion is working well enough to send wrong data into the database, it will be an interesting endevour to figure out how many people's infomation has been used, taken, abused, etc and WHO is responsible for that.

I'm in no way discussing the positive or negative merits of the health care act, just the implementation of the first few phases of the data entry system.

I cannot wait until someone brings a HIPPA lawsuit against the builders of the website as it permits people who do NOT have my permission to get information to get my health status, social security, phone and address!!

Just Joyce
Just Joyce 2013-12-09 13:25:17 -0600 Report

I have been on the site. I get to a point and it freezes. From what I have seen, if you are unemployed, you cannot afford the rates.

GabbyPA 2013-12-09 18:52:32 -0600 Report

Oh, that is disappointing. I was hoping it was more able to get through to the end. I am self employed, so I will have to see. But I doubt I can afford it either. I just am afraid to get my information on the site and then have it lost in the cyber world somewhere.

Just Joyce
Just Joyce 2013-12-09 21:36:05 -0600 Report

Your information is already in cyber world. I have tried it last week and it froze again on the pc. Tried it on the lap top same thing. I will try with my tablet but odds are it will also freeze.

The rates are high from what I saw. The good thing is you can not be refused for pre-exsisting illnesses.

GabbyPA 2013-12-10 18:20:23 -0600 Report

Being rejected is not my worry, affording what they want me to pay is what I am worried most about.