I have some important information that just might help some of you.
A fair amount of people on the site have told of the problem of finding affordable health care when they do not have insurance. Almost every town and city has a place to go to receive free care or a place to get it for a small fee according to your income.
The first place to try is your local Health Department. You are elegible to receive Adult Health Care if you are at or below 125% Federal Poverty Guidelines. This is not a hard goal to reach for many many people it is sad to say. If you are on disability you will probably qualify. It will not hurt you to call and ask. Every Health Department is different and the things they offer are also different. One thing I know they offer is if the doctor there sees you and determines your diabetes, you will get a prescription of a generic drug and you will get free nutrition advice any time you ask for it.
There is another place to go. They DO NOT advertise. Their service is completely free. Every county has some type of free clinic. You are going to have to ask around to find out its location. I suggest that you ask by calling a local homeless shelter or someplace like Catholic Charities. The way these services work is that they are usually open one or two evenings per week. One day a week is usually open only for you to phone and ask for an appointment for the following week. After your call, the person taking calls will inform you what to do. If they take you, your visit will be free, your medicine will be free, and your supplies will be free. You will be seeing a local doctor who is giving of his time for free to help those in need. Sometimes a doctor will offer to see you in their own office later and not in the free clinic which will also be free. They take it off their taxes as charity. In need people get all kinds of medical help this way.One day a week they even do dental work with the services of local dentists volunteering. If they cannot do what is needed there, they do it in their office for free. ALL YOU HAVE TO DO IS ASK.
Now, if you are not eligible for Medicare or Medicaid, think about buying your own insurance. There are plans for individuals from $60.00 to $110.00. This is affordable for people on Disability. Ask for the policy with a $5000.00 or $10,000.00 deductible where office visits are a set fee and generic drugs are a set fee. You don't have to meet the deductible to get the drugs and office visits at that price. BUT if you do have to have a hospital stay it is going to cost. However, if you are on disability or even NOT, just tell the billing department your income level and they will write you off as a charity case. Think about it,,,,98% of the people who go to the emergency room to be treated for minor things never pay for it if they don't have insurance. It is written off if they cannot afford it. YOU JUST HAVE TO ASK.
Here are some links for affordable insurance that you buy yourself.
On the last link, I fixed it for Florida. If you are in another state, just take out "florida" and put your state name in the link.
I hope this helps someone. I know those free clinics are out there. Just start asking around or calling around.
Don't forget to always ask for generic drugs and then you can get them for a three month period at either Wal-mart, K-mart, or join Walgreen's Prescription Drug Plan for $20.00 per year.
If anyone needs my help with any of this information, please feel free to write me privately. I hope this information helps someone. I am going to keep bringing this discussion up until a week or so has passed. Take care all!
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