By Avera Latest Reply 2012-01-02 15:50:01 -0600
Started 2008-12-07 21:45:34 -0600

Hello Everyone,

I have some important information that just might help some of you.

A fair amount of people on the site have told of the problem of finding affordable health care when they do not have insurance. Almost every town and city has a place to go to receive free care or a place to get it for a small fee according to your income.

The first place to try is your local Health Department. You are elegible to receive Adult Health Care if you are at or below 125% Federal Poverty Guidelines. This is not a hard goal to reach for many many people it is sad to say. If you are on disability you will probably qualify. It will not hurt you to call and ask. Every Health Department is different and the things they offer are also different. One thing I know they offer is if the doctor there sees you and determines your diabetes, you will get a prescription of a generic drug and you will get free nutrition advice any time you ask for it.

There is another place to go. They DO NOT advertise. Their service is completely free. Every county has some type of free clinic. You are going to have to ask around to find out its location. I suggest that you ask by calling a local homeless shelter or someplace like Catholic Charities. The way these services work is that they are usually open one or two evenings per week. One day a week is usually open only for you to phone and ask for an appointment for the following week. After your call, the person taking calls will inform you what to do. If they take you, your visit will be free, your medicine will be free, and your supplies will be free. You will be seeing a local doctor who is giving of his time for free to help those in need. Sometimes a doctor will offer to see you in their own office later and not in the free clinic which will also be free. They take it off their taxes as charity. In need people get all kinds of medical help this way.One day a week they even do dental work with the services of local dentists volunteering. If they cannot do what is needed there, they do it in their office for free. ALL YOU HAVE TO DO IS ASK.

Now, if you are not eligible for Medicare or Medicaid, think about buying your own insurance. There are plans for individuals from $60.00 to $110.00. This is affordable for people on Disability. Ask for the policy with a $5000.00 or $10,000.00 deductible where office visits are a set fee and generic drugs are a set fee. You don't have to meet the deductible to get the drugs and office visits at that price. BUT if you do have to have a hospital stay it is going to cost. However, if you are on disability or even NOT, just tell the billing department your income level and they will write you off as a charity case. Think about it,,,,98% of the people who go to the emergency room to be treated for minor things never pay for it if they don't have insurance. It is written off if they cannot afford it. YOU JUST HAVE TO ASK.

Here are some links for affordable insurance that you buy yourself. fl.

On the last link, I fixed it for Florida. If you are in another state, just take out "florida" and put your state name in the link.

I hope this helps someone. I know those free clinics are out there. Just start asking around or calling around.

Don't forget to always ask for generic drugs and then you can get them for a three month period at either Wal-mart, K-mart, or join Walgreen's Prescription Drug Plan for $20.00 per year.

If anyone needs my help with any of this information, please feel free to write me privately. I hope this information helps someone. I am going to keep bringing this discussion up until a week or so has passed. Take care all!


98 replies

RMyles 2010-02-24 08:20:33 -0600 Report

Here in Michigan-Neither the City,County or State will help..I am unemployed with no insurance at all.. to make matters worst in ordr to get Disability i have to hire a lawyer.
i really hate this cuz im stuck- the only way to get help thru the county is i have to be a pregnant female..or a part time worker..there is no work here at all.i worry every 4-6 weeks when my meds get low cu i cannot get prescriptions so i have to buy over the counter. all i can ever afford is insulin. cant afford test equipment or anything else. my eyes are getting bad, my legs are starting to hurt and i have red blotches on legs. cant see a dr cuz no insurance.ANY IDEAS FOR ME??

locarbarbie 2012-01-02 15:50:01 -0600 Report

RMyles…where in Michigan are you? I am near Lansing and I qualilfy for the Ingham County Health Plan because of low income. I pay $5.00 per Dr visit, meds are $4.00 to $10 for test strips and labs are free. I found out about this through a Kroger pharmacist, had no idea prio. Good luck.

Danni-the-diabetic 2010-01-06 21:30:06 -0600 Report

Thank you so much for all of this information! I havent been able to get health insurance for five years, since I was 19. Medicaid denied me, saying I wasnt disabled enough. So thank you, thank you, thank you!!

bscmom79 2010-01-04 03:21:02 -0600 Report

I receive my insulin for free from novo-nordisk. It is based on income but I make to much to qualify for Medicaid. Their income scale is very generous. Just google novo-nordisck and visit their website to get started.

startwynles58 2010-01-03 18:46:27 -0600 Report

Hi Aver,I know you remember me. I lost my insurance when we had to move back to Georgia because altitude sickness was killing us in NM. I tried your links and one would not work at all, one brought up either ridiculous insurance in what they had to offer in the cheaper one and ridiculously high insurance. I made no sense out of the other web site. Georgia has absolutely nothing to offer me. I can't afford any more to pay for insurance than what I was paying in NM ($110.00 month) nor will I find one that has reasonable co-pays, drug coverage and other coverages. I can't even buy test strips or get basic blood tests here and I can't afford to go into debt to get medical care. I have replaced as many of my medications with hers and other supplements. My biggest worry is tests and emergencies. I have some medication left but once I run out I will just have to live without them as best as I can. The medical world used to care about their patients, but today all they care about is money.

Danni-the-diabetic 2010-01-06 21:36:31 -0600 Report

I am from Ga too, and I agree they have nothing to offer…I am broke and medicaid denies me and the health dept even charges me an arm and leg.

John D.
John D. 2010-01-08 19:01:08 -0600 Report

I am not surprised. I live in VA and if I had not won my disability case and got Medicare, I would be dead by now. Few if any of the "slave states" offer anything to aid the poor. I guess they just want us to curl up and die. They are also the most oppositional to any real Health Reform, crying "communist this" and "socialist that"…Same goes for the Mythical "Wild Wild West" states (between California and reality)…The myth of "rugged individual might" is as strong their as frontier saloon whiskey!

alwaystryin 2009-08-29 19:23:36 -0500 Report

Read this on what "OBamaCare" is up to, scary stuff!

John D.
John D. 2009-12-25 13:20:08 -0600 Report

The Senate has passed its version of Health Care Reform. If you can call what they passed as reform. Now it is up to a committee of Senators and Congresspeople to put together a joint resolution. We shall see, hope and pray for what comes out of that. Yet even now, with it almost over, the Medical Industrial Complex is trying to derail the train! The lies they tell in their ads are spurious and should be criminal. But the Republi-cant's behind them will cry "free speech!". Let them. The cause is just and victory is at hand. Who but an absolutely unredeemable scrooge would deny the poor health care via a Public Option. It is time we abandoned the Victorian (Dickensian) idea of Health Care being some type of reward for good behavior (working for some mega-corporation) or privilege of the rich.

Your wife will benefit as will mine. My wife is uninsured so she can't get care for her mental and physical illnesses. If she could get such care, she could go back to work. Right now she is being punished for not upholding the Puritan Work Ethic.

John D.
John D. 2009-12-25 13:20:09 -0600 Report

The Senate has passed its version of Health Care Reform. If you can call what they passed as reform. Now it is up to a committee of Senators and Congresspeople to put together a joint resolution. We shall see, hope and pray for what comes out of that. Yet even now, with it almost over, the Medical Industrial Complex is trying to derail the train! The lies they tell in their ads are spurious and should be criminal. But the Republi-cant's behind them will cry "free speech!". Let them. The cause is just and victory is at hand. Who but an absolutely unredeemable scrooge would deny the poor health care via a Public Option. It is time we abandoned the Victorian (Dickensian) idea of Health Care being some type of reward for good behavior (working for some mega-corporation) or privilege of the rich.

Your wife will benefit as will mine. My wife is uninsured so she can't get care for her mental and physical illnesses. If she could get such care, she could go back to work. Right now she is being punished for not upholding the Puritan Work Ethic.

alwaystryin 2009-08-23 20:27:47 -0500 Report is a GREAT Resource for Prescription Assistance Programs PAP's, and much more. I personally use it as the Caregiver to my lovely Wife of 28 Years.

Vicrgreen 2009-08-20 23:42:49 -0500 Report

On another subject. If you are interested in exactly what HR3200, The Health Care Reform Act, says go to this link:

As you go through it you can see, almost line by line, what other people have had to say about it.

I posted this link under another discussion but thought it might be appropriate here as well.

John D.
John D. 2009-08-21 17:55:56 -0500 Report

The bill looks ok to me, having scanned it. The thing that gets me is morality (or Christian ethics, if that is your persuasion), of the situation. I firmly believe that Health Care is a basic human right.

Vicrgreen 2009-08-21 22:13:41 -0500 Report

You must be a fast reader. I've been working at it for 3 days and I read fast. There were several parts I found scary, like the $5000 copay for an individual and $10,000 for a family. 5000/12= 416.67 per month I sure couldn't afford it and this coverage is going to be mandatory. Then on top of that, as with most insurance, it doesn't cover the whole bill, depending on which version you opt for you could have 85% of the bill covered, or 95%, the third option didn't say what percentage it would cover.

I don't see this as free coverage, and nowhere in the Constitution is the Federal Government given any rights over health care. Certainly not the right to make it required and taxable if you don't comply. Although what figure they will tax is still up in the air.

I'm sure glad you think it's fine. I don't.

TMac - 57774
TMac - 57774 2009-08-23 08:39:42 -0500 Report

Hey all. Thanks for the link and I am glad that we are discussing this issue. I'd like to clear one thing, the copay isn't a monthly fee, its your share that will have ot be paid before the insurance company pays 100%. So as a single person, I would have to pay $5000 a year in copays (my share of the office visit and meds) before the insurance company would pay 100%. My monthly payment may be$200 a month and the copay would be in addition to that. Whatever your doctor visit would be - $10 a visit - thats copay. Please don't confuse copay with monthly payment.

On another note: here is a link to website that gives a fun overview of insurance reform:

It uses pictures and color and provides an understanding of what the hoopla is all about. It's not the bill, but an overview of why we need reform.

Vicrgreen 2009-08-23 18:16:08 -0500 Report

By whatever name you call it I can't afford it. And no, it isn't 100% coverage. Read the thing. 1 option covers 95% and another covers 85%…neither of those is 100%.

Pat Roth
Pat Roth 2009-08-23 19:20:25 -0500 Report

Guess I am a little dense, as I watched the link given, it was explained on the "back of napkins" in a simple form, BUT all I got out of it was "the new health reform is just a battle with Insurance Health groups—-they are vying for our dollars and OUR dollars are the only monetary input, so it depends who you pay it to, for care—-

Can anyone explain it better? Surely so, I am so dense when it comes to technical stuff—insurances——The way I got it there is no sure, safe manner in which to ensure that we all gain good care, fairly. Just because you might be satisfied with your policy now (if you have one—) it might turn at anytime to NOT cover good care—-will be rationed out to the "best, healthiest folks", which is already being done anyway. Some good folks with insurance, are dropped it they get cancer and expensive treatments develop—-the insurance co has to make a profit, so UP go the premiums for the rest of us—Oh, yes, I remember that health care (Insurance co) is a Profitable BUSINESS! Hmmm——Where does that leave us? It also said that Drs hands are tied now due to certain requirements from Insurances, in treating patients. When I worked in a hospital, the Drs would get so frustrated when they wanted to admit a patient, BUT their BP wasn't QUITE high enough to meet criteria, or such—-seems that some Drs had abused the system years ago to the point that the insurances had to get together and set up limits which strangles the Drs and their poor patients.

Moderation was overlooked, years ago, we had one Dr who would just start writing tests clear across the pages of his Dr orders, making it TOUGH for me, the ward clerk to take off—-BUT the real clincher was, it made HIM rich as he benefited from EACH test run—which should be a no-no! So guess we all have contributed in some way to the mess health care is in now.

Does anyone have a clearer vision of the questionable Health Care Reform? It was said that we are already in a bad place and to do nothing will make it worse—To me, we raised 4 kids without health care, there were special services for crippled children etc to help with some unexpected services—-, but meds and Drs visits weren't so sky high, and our kids were sick a lot, but their medical expenses were worked out with payments—-it was tough, but not impossible, we didn't go to movies etc, but that gave the kids time to do their homework BUT????? Of course, now my main concern is you folks with such expensive MEDS—Insulin etc— I found a solution for my Metformin and nerve meds thru AARP, but others are struggling so—-my heart goes out to them!! Just wondering—Pat Roth

John D.
John D. 2009-08-23 20:24:56 -0500 Report


Special Services for Handicapped kids? Not in Appalachia. You get medicaid or you go broke.

Now to the Constitution argument: Ok, so the founding fathers did not foresee the need for health Insurance. Perhaps that is because there was no Insurance industry back then. In 1964 the stick-in-the-muds said that Medicare was also "not in the Constitution", nor was Civil Rights or the War Powers Act, or the Veterans Administration, or thousands of other laws and agencies. Shall we do away with them? Shall we restore our government to the way it was at the end of the Jefferson Administration? Or the John Quincy Adams Administration? Did you know the lack of foresight on the part of the founding fathers almost caused us to revert to English Rule in 1812? Only a freak hurricane and some stalwart Baltmoreans saved us. The Battle of New Orleans came after the truce was signed. So lets give the Constitution a rest and concentrate on today's realities.

No, I did not read the bill word for word. I said I skimmed it. I looked at some key sections. I did not get bogged down in the math. Those ridiculous co-pays will not pass in the final bill. Specially if the Public Option - as such, not as these bogus "co-ops"- is included. As it stands now, the Insurance Industry monopolizes health care.

Vicrgreen 2009-08-20 23:36:24 -0500 Report

The Hill-Burton Act of 1946, mentioned earlier, was a hospital building, remodeling act. The government provided the funds and the hospitals had to agree to provide free services to those in need. The act was originally for 20 years but was extended. It ended in 1975 when it became XVI of the Public Health Service Act. Now that Act does many things but so far as I can tell providing general medical care for people in need is not among them.

When I went to OR to take care of my mother I was told that my SSI income was to much to qualify for their version of medicaid, however when they recertified my disability the Feds told me to go back to them as they were mandated to provide medicaid to anyone on SSI and some people on Social Security Disability. If you are on either of those programs it might pay to check and see what coverage you are entitled to in the state where you live.

I am now back home in Alaska. Not only do I have great medical coverage. now being on Medicare with a Medicaid backup. (Medicaid covers all the Medicare deductibles). My CoPay for doctors visits is $3. And when Medicaid was covering my prescriptions the CoPay there was $2/each. Now that I am on Medicare that has gone way up but still it is cheaper than having to cover the whole thing.

We had a PA at the local clinic for a while that had come up here from FL and she moved her dad up here because she said medical care in AK was way better than what was available there. She is no longer here but her dad still is. She told me horror stories about when he had to go to the ER in FL, I don't recall the town but it was near Disney Land, or Disney World, whatever it is down there.

I'm not suggesting anyone pack up and move to AK, but the medical care here is very good and assistance is readily available.

TMac - 57774
TMac - 57774 2009-08-19 09:06:09 -0500 Report

I too am without insurance and have had to take matters in my own hands. I attend the county health clinic for my visits and lab work and buy generic drugs. My real question is this: What are we going to do about the insurance situation? I feel like I've been given a death sentence. Its not fair. I'm willing to pay for health insurance, I'm willing to be proactive about my disease, yet I feel as though I've been swept to the side and told to go somewhere and die!

Pat Roth
Pat Roth 2009-08-19 13:15:04 -0500 Report

You too??!! Oh dear, so many in a world of hurt because of the expenses!!! I am so fortunate that I am on Medicare and Blue Cross-Blue Shield—-and have my med and supplies at a reasonable rate. As for the meds, I had to drop the plan our drug store was carrying for the majority of its patrons, and go with AARP—-the druggist said that it was tooo HIGH, that I would be paying out the gazoo,,,,, but I am NOT! In fact, meds are cheaper, including my expensive emotional meds—-Maybe if you inquire, like checking on Avera's site, above, you can work out a better medical plan and help get rid of that HOPELESS feeling, take charge of your life —-as I was told in one of my therapy sessions! It sure helped. Best of Luck and Love, Pat R

shul71 2009-08-10 22:18:05 -0500 Report

This is very good information to know. The other thing I wanted to say is that if you are in an HMO type of program, sometimes it can be diffictult to get disengaged to see someone else, but it also can be done. I kept asking to be disengaged from cardiology at the naval hospital and after several referral requests from my doctor, I finally asked for a case manager who over the past few months has been working hard to make this happen and I just got approved for disengageent and got the name of the doctor who will be seeing me. granted I had to stay on top of it and it's almost like the cliche… the greasy wheel gets the attention. Now, On to try and get major dental care. Thanks Avera.

Pat Roth
Pat Roth 2009-08-11 09:51:44 -0500 Report

Best of LUCK and HARD WORK! Avera is a doll and full of vital information, isn't she?! Best Wishes, Pat r

cyncyn 2009-05-20 09:54:42 -0500 Report

I guess I am fortunate to live in a town with FREE HEALTH CARE. It's called Health Right. No matter what your income is or what you own, the only guidelines are: you must be 18 yr.old and NO INSURANCE !! They supply meds, supplies, and testing for whatever health problem you have. They accept donations for meds, if you can afford it. The doctors from 2 hospitals donate their time. They will send you to the hospital or specialist if it is needed to treat you. If you are under age, the County Health Dept. will do the same.
Another resource is, the drug companies. They offer free meds and supplies, if you qualify. I don't know what these guidelines are, but it would be worth checking into.
I hope this helps in some way.

mike67 2009-06-14 11:35:32 -0500 Report

It is good to know that somewhere there is help for all of us who are inunisured, may i ask what town or city has the program you are talking about? thank you for your help, m.b.

cmerkin 2009-02-23 16:11:46 -0600 Report

Where is the FREE healthcare?? I do not see it

mike67 2009-03-01 13:11:56 -0600 Report

you are right there aren't many free clinics out there and when they are they are often so far away that a person is out of range of them, but here is one clinic in case you can make it. compassion care clinic in carthage,mississippi they are free but have only a few types of free medication there. friends,m.b.

phonelady61 2009-01-17 09:45:53 -0600 Report

I did try one of these clinics when I was in florida and they said because we had a house and a car we could afford health appts .I was not working and my husband was and they said he should add me to their plan even if it did cost 900.00 a month for both of us . I could not believe this and i vowed right then and there to never ask for help in that state again . I was made to feel like I was a bum and worthless and she also said that my clothes were too nice to ask for help . she also said i should use cheaper monitor and cheaper strips and insulin if i was truly wanting help .I was so humiliated and I think I would rather treat my diabetes myself than to ever ask for help from the state or any health clinic again .

sexyswamprat 2008-12-28 23:11:26 -0600 Report

This is wonderful information. I hope everyone reads this. Before I had insurance I took advantage of the state funded programs in San Antonio, Texas. I only had to pay a maximum of 3000.00 a year and it was 60 dollars a month. Totally based on our income. It was truely a blessing. For anyone living in San Antonio, the assistance program is called "Carelink". And you just have to call The University Health System and they will tell you what you will need and what you need to do to see if you qualify.

Avera 2008-12-29 23:03:22 -0600 Report

Thanks for adding the information about San Antonio, Texas and "Carelink." It is good info and I am sure someone on the site can use it.

mike67 2008-12-28 22:09:08 -0600 Report

its long overdue for america to have national health care and stop the rich from profiting from the sick. capitalism isn't the way for health care to go. too many diabetics suffer because we can't afford proper treatment due to preexisting illness clauses,deductables, and over priced insurance.lets all keep up the fight to get health care for all and we are getting much closer now than ever before in history. write your representative i do and often.

2008-12-28 07:00:59 -0600 Report

Thank you so much for this information. I didn't know this! Thanks much, Angie

Jubedo 2008-12-14 10:34:08 -0600 Report

I read your article re: free health care for people and where to find it, and the article was doing a fine job UNTIL you got to the part about buying your own insurance policy. I don't know where you
got your information, but as far as my disability check, and my husband's, and everybody else that we know on disability, there isn't a one of us that could afford to pay $60-$110 a month for a personal ins.policy. Also, you say that you have it figured out for Florida? Well, after living in Florida for the past 32 years, and becoming disabled there, I will tell you, and please pass this on to your readers, that after extensive researching, and talking to the insurance commissioner in Tallahassee, there is not a single
insurance company in Florida that will write a stand alone policy for anyone with diabetes.

Now, unless things have changed in the past two years since we left Florida to move to a more economical area, the readers may be misled by the information in your article, and spend a lot of time
trying to get the insurance that is not available there. I have a hard time believing that the companies would now accept diabetics, with so many pulling out of the state already for so many other reasons.
As far as I am aware, the only way for diabetics to get coverage in Florida, is to get a group plan, (as with an employer) medicaid, or medicare. Now, if there have been changes, that would be
wonderful, and a great boon to the many diabetics that are out there. The info on
the free medical care is great, and I will let my grandaughter (type1) know about it to check it out, but as far as I know, nothing has changed on the other. Thanks for hearing me out, Judie

Date: Sat, 13 Dec 2008 11:01:35 -0500

Free Health Care
By Avera
20 Replies | 134 Views

I have some important information that just might help some of you. A fair amount of people on the site have told of the problem of finding affordable health care when they do not have insurance. Almost every town and city has a place to go to receive free care or a place to get it for a small fee …

Join in Now »

Featured Recipe Featured Book

Creamy Tarragon Chicken Salad
Submitted by *Judy(JP)

Sour cream and seedless grapes are the perfect complement to this low-fat baked chicken. This is a great low-carb lunch for those hectic holiday shopping days.

2 pounds boneless, skinless chicken brst., trimmed of fat
1 cup reduced sodium chicken broth
1/3 cup walnuts, chopped
2/3 cup reduced-fat sour cream
1/2 cup reduced-fat mayonnaise
1 tablespoon dried tarragon
1/2 teaspoon salt
1/2 teaspoon freshly ground pepper
1 1/2 cups diced celery
1 1/2 cups halved red seedless grapes

View Recipe and Nutrition Facts »

Diabetes Survival Guide

"This is a must-read book or all diabetics," says Derek LeRoith, M.D., chief of endocrinology, Mount Sinai School of Medicine. The number of diabetics in the United States has increased 61 percent in the last decade. Now this classic, accessible guide has been completely revised with new information on pre-diabetes …

Read More »

Featured Video More News and Discussions

Healthcare Consumerism

This helpful video was posted by Amy Tenderich. It helps explain how new innovative health plans are giving more decision-making power to consumers which helps to lower costs.

Watch Now »
You & Your Doctor
by LadyDi

What is your favorite diabetic recipe?
by Ginlea

Fishy Guard against Kidney Ailments
From New Straits Times

New Snake Oil?
by Gabby

Boredom Eaters
by 2catty

Learn about an investigational oral medication for Relapsing MS today

Diabetes Type 2 Clinical Trial
Receive study medication, testing supplies, and medical care at no cost.

Natural Pain Relief for Arthritis and Neuropathy
Hot/cold therapy provides proven relief for chronic pain. Protect Your Family Today
Need to secure a health insurance policy? We can help.

Quality, Low-Cost Life Insurance
Get affordable life insurance today & enjoy peace of mind.

Free MRI Review
The Laser Spine Institute is the leader in minimally invasive back surgery.

December 13, 2008 • Issue 33

No-Cost Glucose Meters
Weight Loss Programs
Click Here »

Multiple Sclerosis
Type 2 Diabetes
Coronary Artery Disease
Heart Study
Diabetic Foot Ulcer


Alliance Health Network does not sell, rent or otherwise distribute the personal information you provide us to third party advertisers. Questions? Comments? Please don't reply to this email as we cannot respond to messages sent to this address.
Click here to unsubscribe from any future mailings from the Alliance Health Network.
If you would like to contact Alliance Health Network directly, please write to:
224 South 200 West Suite 250 Salt Lake City, UT 84101

Mark as read

Mark as unread



Not junk


View message source

© 2008 Microsoft Privacy Legal Help Central Account Feedback

2catty 2008-12-14 13:44:27 -0600 Report

Does anyone know about getting low cost or free dental care in TN? My husband is in bad need of one. He is in a lot of pain and has just been laid off at work. Bummer

GabbyPA 2008-12-14 14:16:42 -0600 Report

I am not sure in TN, but there are clinics that sometimes feature a day for dental care. I would call a homeless shelter like Avera suggested and start there. They might be able to get you connected.

Lisa61611 2008-12-14 18:26:33 -0600 Report

Thank You Jubedo. I know that I have tried in the past to get Health Insurance to no avail. With being a Diabetic they have always refused me from the get go. I used to keep all of my denial letters in a file so I would have them for whatever reason…I finally got tired of looking at them and just threw them away.

phonelady61 2009-01-17 09:50:46 -0600 Report

hey there judie i am another one who left florida for a more economical state that is why i am in ky . we can actually afford a home and property taxes here amazing isnt it ? i dont care about the winter . I like winter I can actually breathe here in summer . LOL!!!

GabbyPA 2008-12-13 19:57:49 -0600 Report

I have to chime in here. I have been without insurance for several years now. Not insurable because of weight, then now that I am loosing weight, I am sure I won't be insurable because of my diabetes. Lack of funds either way make it very hard to even imagine paying for my own.

So...what I have done for the last few months is take matters into my own hands. I could not afford to go to a doctor, so I learned what to do for myself as much as I could. I have finally gotten in to see a doctor, and am getting the help I needed. But I will not stop taking care of myself, because in a blink of an eye, I could loose what little I have gained.

I realize that being at type 2 this is more doable than if I were a type 1 or a diabetic with more severe compliations. But there could come a time when we just have to take care of ourselves. We need to be as ready as we can.

Free is not free. It gets paid somewhere, and when that dries up, so will the help. Take advantage of what you have now. Learn all you can, be as pro-active as you can. Research the alternatives, because one day, you may need to know those things. You may need to live those things.

2008-12-13 20:28:40 -0600 Report

Bravo Gabby… I take a chance by saying what I'm going to say here as I'm sure someone will find it offensive but it's my opinion to which I'm entitled.

If everyone would take the time to learn about this disease, they would find that it's a manageable condition. Type 1 people need insulin, I understand that but if you are a Type 2 and you are not taking care of yourself with the food that you consume and getting some kind of exercise everyday then you are not pulling your weight in this battle. I know some are disabled and can't go for a walk but can't you sit in a chair and lift a 2 lb weight? If you can type on a computer, I think you can.. That's better than nothing.

So take the bull by the horns, get yourselves educated, and take care of yourselves! Think of this… if you have access to a computer to read this message you have the means to do it. You are the most important person in your health care, no one can do it for you.

Life is like a coin, you can spend it any way you chose but remember you only get to spend it ONCE!!


Lisa61611 2008-12-14 03:01:42 -0600 Report

I know that there is a clinic in my area that offers assistance to people who need it…but with me currently in the situation of not being able to work with surgery pending. It has gotten to the point I cant pay for the $20.00 co-pay each visit nor can I pay for the meds we keep trying me on to see if they will help with the pain from my left ovary. I have been diagnosed with PCOS and I am now awaiting for them to decide when they are going to do the hysterectomy since most of the time I spend curled up in a fetal position. I have tried to go to our local public assistance office but have been denied through them…besides having Type 2, PCOS, Sleep Apnea, Depression, Obesity, borderline Glaucoma, and the list goes on…I asked them if I had to lose an eye or a limb b4 I would get any assistance from them other than food stamps and was basically told yes.

I have no health insurance…and I live the worst state to live in right now. The governor needs to go to prison so he can see first hand on what he had done by closing down certain facilities that he has already done and in the process of doing. He needs to be removed from office immediately b4 he puts someone in OBAMA's place and the House of Representative's laughs them right back out the door.

Sorry folks..went off on a tangent.

mike67 2009-01-19 12:39:38 -0600 Report

i should be a crime for a american to not be allowed universal healthcare. the next time a person goes to a clinic and as not allowed medical care because they are without health insurance, the police should be called and a attempted murder time for all us diabetics and all others to have universal healthcare in america. m.b.

pop2 2009-03-02 12:53:18 -0600 Report

you are so absoloutly right Americans should never be with out health care.That
is more important than banks and automobiles, before the house balances its budget. peoples lives should always come first more than any thing else. To
be in pain and sick with no medicine no insurance is unspeakable.

Pat Roth
Pat Roth 2009-08-10 13:18:11 -0500 Report

Know how you feel, it can FEEL so helpless, but I am finally in a better place for paying for my many scripts, worked through our drug store, BUT one phone call (??) suggested AARP as one of the options in 3 choices. I was already on the first one and was still paying out the nose for scrpts, so jumped in and chose another plan, AARP, even tho I had been warned that that plan was WORSE than NONE!! BUT I have NOt found that to be true, for m, anyway!

You know, back when I was working—my weight was 220, and had been for 30 years—BUT when the hospital switched plans, AGAIN, they would NOT accept me as I weighed 10 pounds too much??!! That hurt!! Here I could work my tail off, running the halls after ambulances, etc, and I was still 10 pounds too heavy—(I had lost 20 # during the precious year—-) it just did NOT seem FAIR!

My heart feels so much lighter since my meds are not taking food from the table!! It took years to work through it as rules and laws keep changing, but right now, life looks better! I still don't have much of an appetite and had better not develop much of one either, the way things are going!! Beat of Luck to ALL—PR

Pat Roth
Pat Roth 2009-12-25 17:18:14 -0600 Report

Little did I know when I posted the above statement, WHY I wasn't hungry, it was that cancer eating the fat in my belly, had already destroyed my left kidney—-all removed on Sept 15th, 2009—-Then I was STARVINg, but here in Dec I have finally levelled out, can take food or leave it—-in better control now.

As for the future—my future cancer checkups, remain to be seen, will just have to cross that bridge when I come to it, AFTER the GOVT finishes their NEW HEALTH CARE BILL! I try to follow all of the current changes, but find it a bit confusing! Oh, well, Happy New Year and give us the strength to face the future!! Pat R

Debe Pendice
Debe Pendice 2008-12-14 06:11:35 -0600 Report

I have been type 1 for 46 yrs now. Been through it all. You name it I probably been there. I after 46 yrs I still want to learn more and more every time They have to say anything about diabetes. The public is so sad that we as American are so uneducated. This is a real problem today. Type 2 diabetic are in elementary schools now. When I go to Joslin, children some at age 6, already diagnosed type 2. Back when I was diabetic, I thought I was the only one that got this. I finally in my senior year knew another boy with it. Now it is so common its like a cold. Diabetes can not be cured as of now but in can be controlled…So start now and don't let this disease control you, You control it…Debe

azmisty 2008-12-15 15:38:11 -0600 Report


I so admire your tenacity…best of luck on getting the good health care that you so deserve…well, amen to that for everyone. Call me an idealist, but I truly believe that good and equitable health care should be a birthright for all of us!!!

Best always…Misty

kdroberts 2008-12-15 15:52:33 -0600 Report

"I am sure I won't be insurable because of my diabetes."

Couple of things. If you get medical insurance via a group policy, like from an employer, they have to cover your diabetes. Also, if you have not been diagnosed, received advice or treatment for diabetes within the 6 months before the date you sign up, you don't have diabetes as a pre-existing condition as defined by the law. So, should you get a job that offers medical coverage and you have that 6 months window then you will be covered from day 1 just like somebody would be if they were on the plan already and got diagnosed. The third thing that wouldn't apply to you is if you have creditable coverage with no gaps of 63 days or more then you can use that to eliminate or reduce the exclusion period for pre-existing conditions.

HIPAA is very good at getting people certain things but it's enormous and very difficult to get to the right information.

GabbyPA 2008-12-15 17:05:36 -0600 Report

No offence KD, but you obviously are not looking for work right now. My trade is the housing industry and though I can do some other things, IF I could find a job right now it would end up being part benefits there. Being self employed is a hard road right now for many of us. But it gives me the flexibility to take care of my husband and it is really hard to find that in this market.

I am greatful that I have finally hooked up with a clinic. At least I can start getting the perscriptions I need, and hopefully some of the care. I will just take it one day at a time.

GabbyPA 2008-12-11 14:22:05 -0600 Report

Well, today was my big day and I hated it! The nurse practitioner didn't give a flipping *!@ about my log books, my weight loss or even listen to me when I was hesitant about a perscription she was giving me. "All diabetics should be taking this for their kidenys" was all she said. I was so upset, I just wanted to run out of there. Plus the fact that I was there from 7:15 AM and got checked out at 1:30 PM. Sigh, the cost of being poor.

The facility is great, the people were friendly and she did actually give me a little booklet to take with me...but that was it. So when they were scheduling me to go back, I asked if I would see the actual Doctor. They said if I wanted to I could, and I did.

Now I know how some of you felt when they just give you a pat on the back and a boot out the door. I knew what she should have been looking for and aksing me and she didn't. I cried the whole way home. I am hoping the Doctor is better.

highlandcitygirl 2008-12-11 14:36:46 -0600 Report

it is so depressing when you feel that no one cares and are not really listening to you. i hope the doctor does better by you, hang in there!

eggie 2008-12-13 12:57:59 -0600 Report

NO one with diabetes will get any insurance policy for $60-110.00/month. Diabetes = either outrageous premiums or, in most cases uninsurable. My state has insurance for the uninsurable, the premium would be 500.00/month with a $5000.00 deductible.

ms. rose
ms. rose 2008-12-13 14:13:39 -0600 Report

Hey Eggy, you are right about insurance companies charging you high premiums or basically turning you down.
I have been a diabetic since 2003, and had to go through a lot of rejection. But what I have discovered is, if you contact the pharmaceutical company who makes the drug, they also have programs available to help people in need of assistance, free of charge! Most websites also provide a toll-free number and TTD for the deaf, and are always willing to send information to you in the mail for those who may not have a computer. Surprisingly, colleges have community resources available, not just for students, but for the general public. There's a lot of information in circulation out there, not all of it is helpful or leads to a resolution of your problem(s). I really hope this does.Best wishes to everyone and Merry Christmas!!
ms. rose

John D.
John D. 2008-12-13 19:28:01 -0600 Report

I agree this information is great. However it does not apply here in Bristol. Some parts of Appalachia have reduced cost care, but not in Bristol, VA. Here we have a Health Department that only gives "vagina care" (birth control, sterilization of the poor and STD testing) along with the obligatory immunizations. They do not provide care for diseases and disorders of any other part of the body. The "free clinic" is only for the working and otherwise deserving poor. The clinics with "sliding scale" fees only provide checkups and prescriptions that you have to pay for at full price. None including the Christian one treat Diabetes, Fibromyalgia and other serious or chronic conditions. The reduced fee psychiatric or mental health clinic is a low paying monopoly from Tennessee that provides treatment that is so inadequate that they should be listed as a cause of suicide.

For all the good that the groups mentioned above do, the only solution for the poor is complete health care reform!

mike67 2009-01-19 12:34:53 -0600 Report

hang in there gabby, i have been through the same thing myself. i was telling the nurse pract how actos helped lower my sugar and she told me that it was to expensive and did not have the time to write out the pparx for it. i was in disbelief in her non caring approach toward me and my diabetes. m..b

mike67 2009-05-14 08:39:18 -0500 Report

i can fully understand your pain with the current healthcare system in america, please contact your state representatives and ask them about universal healthcare now, for all americans not just the rich. m.b.

Bekki Diabetic
Bekki Diabetic 2009-09-08 06:53:53 -0500 Report

I can understand everyone's disappointment at the doctors lack of compassion at the clinics, but they are the same when you are paying for insurance and co-pays. They are only human and are stressed because they are told this is a business and you can only spend x number of minutes with each person. That is not how you get the necessary information to treat someone…and I hate to say it, but universal healthcare is not going to be the answer. Doctors are going to be more stessed out because they will be on impossible schedules and more people. I am not sure what the answer will be but I have lived in socialist government and it doesn't work. We already have Medicaid and Medicare which the government has screwed up.

Pat Roth
Pat Roth 2009-09-08 11:43:07 -0500 Report

Boy, life and insurance/govt, can sure mess up the very people it tries to HELP! Sometimes too much help gets in the way of personal decisions—then there are those who can not afford their meds, strips, have to look for alternative methods and hope the govt doesn't entervene and mess up your plans, in trying to HELP!

I had worked through our local court house to buy my Advair inhalers for my asthma, costs $180 a disc, here . Then the last go around of help from the govt. dissolved that source, as well as ordering some of our more expensive meds from another state, online—our son had researched it and it worked for about 3 years. Now it is gone.

Right now I use samples from Drs.,AARP has helped us so much for my more expensive meds, the local pharmacy had warned me that we would be worse off, but so far, have not. One med is $130 a mo, and thru AARP it is much less, can't recall the specifics right now. I think I am headed for the infamous "donut hole" but my mind is so tired that I can't realize the specifics—But know that my meds have cost much less than before on the Community Plan thru our local pharmacy. Best Wishe! Pat R

2008-12-10 09:42:25 -0600 Report

Yes, I have also done a lot of searching here, and set up alot of information on that too. State and County help, Easter seals, Office of the aging. LOcal hospital supply forms through the billing office for charitey care; and most doctors affiliate d with hospital accept that as well, once you have received it

GabbyPA 2008-12-10 13:33:01 -0600 Report

It was your post on charity care that got me in the right direction. While my hospital does offer it, it is only at the hospital and the doctors are not part of that. So she gave me a number and they gave me a number....LOL you know how it goes. But it got me where I needed to be. Thanks Claudia, I do really listen to the posts and try the suggestions very often. You guys are so very helpful.

Debe Pendice
Debe Pendice 2008-12-10 17:10:10 -0600 Report

Also I don't know if you have it in your area the Hill-Burton Program.Check it out…Debe

Debe Pendice
Debe Pendice 2008-12-10 17:44:58 -0600 Report

When I was working in he ER we had people with no insurance and low income. We had a program called Hill-Burton. I am going o check it ou for you tomorrow. I will be at the hospial learning carb counting. I have to take a class on his for using he insulin pump in Janurary…Debe

Avera 2008-12-10 22:36:14 -0600 Report


When you get this info, PLEASE, post it. That is a wonderful idea and great information.

Debe Pendice
Debe Pendice 2008-12-29 17:34:18 -0600 Report

Avera, sorry I answer this question on the wrong place. It is up about 9 people, so scroll upwards.. So sorry…

Next Discussion: Diabetes »