Look at this...since it may apply to all of us sooner or later

By TsalagiLenape Latest Reply 2012-04-03 06:30:19 -0500
Started 2012-03-28 07:35:20 -0500

Some of you may know of my dilemma of needing health insurance now I dont have any thanks to the estranged husband getting fired for his stupidity. This is one woman's story, and how it does affect the 50 million Americans without health insurance. Too bad we cant do like the UK does.


13 replies

annesmith 2012-04-03 02:02:32 -0500 Report

Yep..thank you for bringing this up, as , I almost forgot how much huge huge huge stress I have gone through having zero health insurance since I was age 24..I am 41 years old now, and signed on for a free insurance called Fina—I have had that for 3 years, and it's terrible—sorry to sound negative. I actually get below —way below normal treatment with it—it's awful. Yes, thankful to have it, but , not happy with it at all basically. I work 2 jobs, and still can't afford anything else. 63 hours a week total is what I work. I have heard that down the road, it'll get worse from other people—my God..I hope not..if it gets worse, people will curl up and die, or give up—I think things are just SO far off balance in the U.S. now, that just to have a job at all makes one thankful. People are holding their breath..I work in retail for one job, and I see it everyday in customers and employees both—people, including myself , are holding their breath..universal health care I do believe is a great idea, but, I have been told by more than one person if we end up with that, we'll have long lines, doctors that get burned out, and doctors that leave the profession of medicine. I was also told that it'll be way below normal treatment—I strongly strongly feel SOMETHING needs to get done, and quick..because, I don't know how much longer I can keep going on the below normal treatment I get on the free insurance I have now—you get treated mostly like " Not too much wrong with you, so, well, have a nice day." I don't know—anything is better than nothing, but, I personally will not go to a doctor at all if they say nothing is wrong with me—-ANNE

TsalagiLenape 2012-04-03 06:26:54 -0500 Report

Well Anne, personally that is where I would kindly suggest to the doctors, how would you like me to rate your overall treatment of me? This is a good thing for it can help the doctor get good advertisement by word of mouth. If they are offended just ask what kind of treatment would you like to receive if the roles were reversed or if it was one of your loved ones in my shoes? This makes it more personal per se but makes them realize how important what they do is. They are much needed yet need to take in accounting how their treatment is for all their patients even ones on low or no health care. Mind you this is just a suggestion, one I have no trouble doing myself. For you have to be your own advocate on your health. That we all need to do so, thus we can be and stay productive in and on our lives as such. Not meant to offend. Hugs Temi

Bamberg 2012-03-28 13:27:03 -0500 Report

I lived in the UK under National Health. It wasn't perfect but it was always there. We are the only industrialized country in the world that doesn't have universal health care.

Type1Lou 2012-03-28 13:53:33 -0500 Report

Although I am a registered Republican, I think all Americans should be appalled at our record in providing adequate health care to all here in the USA. It is shameful. A Canadian cousin did her pediatric residency in Jacksonville Florida She commented that because many people in the US did not have insurance, they would wait too long to seek care for their illnesses and as a result, she saw and treated more serious problems than she had ever seen in Canada. She is now a board-certified pediatric oncologist practicing in Canada.

annesmith 2012-04-03 01:50:09 -0500 Report

Yeah..I'm a registered Republican, too, but I know what you mean…my God , something seriously has to be done. I have a really good friend who is also Republican, and he says that if we go for universal care, it'll only get worse—he says it'll be very low quality care, with people standing in long lines, and that the doctors will get burned out. I'm kind of confused..what ever happened to the days when most could afford Blue Cross/Blue Shield? ANNE

TsalagiLenape 2012-04-03 06:30:19 -0500 Report

I dont have an answer, yet I believe that we do need improvements overall. I would gladly scrub toilets to have good health insurance. Yet alas I am doing what I can. I am not asking for a hand out but a hand up. This is similar back in the days, when the town took care of its doctor by payments of a chicken, pie or some service that could be done by the one getting treatments. Its just now that health care and etc is so expensive and thus the doctors would feel cheated out of what is due them. Personally I would offer any kind of recompensation I would if only not to be indebted. Mind you there is a line I wont cross. LOL Hugs Temi

BobbieNJ1000 2012-03-31 12:54:27 -0500 Report

I couldn't agree more. And I really believe that if things like this were decided based on what's best for our nation, rather than what's best for a given political party, our nation and our people would be in better hands in every respect. How I wish our leaders could break with the partisan politics and do what's right!

Type1Lou 2012-03-31 13:01:06 -0500 Report

Dear Bobbie, I was sorting through my various doctor and lab bills this morning and trying to match them up with the EOB (Explanation of Benefits)'s I've received from my insurer. What shocks me is the amount of discount given to the particular insurer (many times it is more than half of the originally billed amount.) I can only surmise that people without insurance are billed and held liable for the full pre-discount amount which just seems so wrong since most of those without insurance simply haven't the funds to pay. Thanks for your supportive comment.

jayabee52 2012-03-31 18:37:22 -0500 Report

actually the inflated cost of proceedures and medication is to pay for other people's care when they have no money to pay and they don't pay for medical care. An asprin tablet for $90.00?

I was in that position at one time in my life and they gave me a chance to get a discount on my billing.

Type1Lou 2012-04-01 09:17:59 -0500 Report

While I may understand that rationale, it offends my moral sensibility…but then, life isn't at all fair, is it? (I also hate shopping for a car and the "bargaining" game involved there.) My husband, on the other hand is a great negotiator and rarely accepts the first price given…and most times, he gets a discount off the quoted amount.

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