Reduced medication costs

Jim Edwards
By Jim Edwards Latest Reply 2011-08-19 08:10:34 -0500
Started 2011-08-16 14:02:00 -0500

I have prescription coverage. I know this has been covered before, but before I was not in need of assistance so i didn't pay close attention and now cannot locate the discussions. With my co-pay my meds are still running me $200 a month. I know I will need to begin to skip days beginning next month. Any suggestions? Thank you all. Jim

27 replies

Tluvtigger 2011-08-19 08:10:34 -0500 Report

Hi Jim, I know what you mean about costs! Jeesh, it is no wonder so many can not take their meds. When it comes down to house payment and food for the family or meds a choice has to be made, and usually meds take the back burner. I too have skipped meds in the past and I do have insurance. Even with my insurance, I find I am paying about $150 a month plus Dr co-pays. One suggestion I have, which I have not done yet is perhaps getting your prescriptions through the mail? My parents get all of theirs through one of those mail pharmacies, and basically you get a 3 month supply for the cost of 2 months. If you are interested, message me and I can find out exactly who they go through. One other thing, is there any way you can talk to your doctor? I know they have access to a lot of samples they are willing to help out patients with or prescribe something a less expensive for you. Good luck!

cindygal1 2011-08-18 21:52:49 -0500 Report

Could se if you quality for the new progrm that the goverment haws out with, bu if you have prescription that is not a lot help for you. Sorry to tell you that.

diabetesfree 2011-08-18 06:53:38 -0500 Report

Are any of the medications you take available as a generic? Obviously, there isn't a generic for insulin, but I have been able to get my Doctor to prescribe generic medications similar enough to the others I was taking to work just as well. As a result, the out-of-pocket expenses for most of my meds is much lower than the co-pay under my former insurance policy. I have yet to find any generic for insulin though.

Jim Edwards
Jim Edwards 2011-08-18 10:38:02 -0500 Report

Almost all mine are generic, except for my insulin. I have 2, Crestor being one and I can't remember the other, that are not available as a generic. The help sites I have found all require no insurance. Financially I am getting to the point that I will need help on the co-pay or I will need to decrease the frequency of partaking.

diabetesfree 2011-08-18 13:48:10 -0500 Report

I'm guessing that there are probably alternatives to Crestor that are generic. You might need to needle your Doctor about it though. On generics, I actually found that paying for a 90-day supply at Costco out-of-pocket was cheaper than the co-pay on a 30 day supply using my insurance. You might want to check around between Costco, Walmart, Target, etc. and see if using the co-pay is even worth it.

Pam S
Pam S 2011-08-17 18:05:14 -0500 Report

don't feel bad…i just found out most recently that my insurance is being stopped (meaning they are cancelling that particular plan). I said that's just great..that means I have to find a different plan now…with a health condition…that's just super!! i'm a bit worried about my prescription costs now :(

re1ndeer 2011-08-17 06:21:37 -0500 Report

Sorry, I just realized that James Has the same site I was going to suggest.

jayabee52 2011-08-17 16:46:23 -0500 Report

Thank you re1deer for posting that in the other discussion. I didn't have to hunt that far to find it. I had looked at it before, and was pretty sure that it would fit Jim's situation. I had answered earlier and told Jim I'd look and be back.

jayabee52 2011-08-16 22:58:57 -0500 Report

the med helper site is :

Here's the qualifications:
Thanks to USA federal government incentives, pharmaceutical companies may provide free prescription medicines if:

*You have no prescription insurance or take medicines not covered by your insurance plan

*You have reached a gap in private or public prescription insurance coverage (Medicare Part D)

*You simply don't have enough money to pay for your medications.
( this might be the one, Jim)

*$43,320 for single people

*$58,280 for couples

you might apply for this and get approved!

grandmaducky 2011-08-16 14:19:37 -0500 Report

call your insurance co and see if ther is a lower oppostion to what you are using now the test stripes are the high for me thing i got a new meter and didn't like it and calles the mail phar. and told them i didn't want the meter or strips and they got me a better deal on the strips i use went form 20 to 12 you don't know until you try bummer is now i have to get them in the mail but have dealt with mail ordes pharm before good luck

Jim Edwards
Jim Edwards 2011-08-18 11:56:27 -0500 Report

I did switch to the "preferred" meter and it did reduce the test strip cost substantially. All my meds are via mail order pharmacy, except my insulin and "temporary" meds, like antibiotics and the like.

grandmaducky 2011-08-16 14:46:51 -0500 Report

i can't spell my hands get behind my brain lol

Jim Edwards
Jim Edwards 2011-08-18 11:58:55 -0500 Report

I had that problem also. James, I believe, suggested signing in thru Mozilla FireFox. It has a spell check that works on all your on-line stuff. I have been delighted with it. Jim PS: It is free!

jayabee52 2011-08-16 14:08:17 -0500 Report

I don't know because I haven't used these people, but Harlen and others have often suggestee (I think). There was another place brought up recently with in the past 3 days. I'll have to look for a bit for that one. Will return when I find it.

Jim Edwards
Jim Edwards 2011-08-16 14:11:53 -0500 Report

Thanks. I did free medicine search, but all require no insurance. Mine, with no insurance would be close to $1000 per month. This keeps up I am just going to have to get better.